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MGIC Investment Corporation

MTG

Last
$27.43
Day
-1.6%
1y
+3.7%
5y
+80.2%
52w
-12.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0425d
EMA 21
28.32
EMA 50
28.99
EMA 200
28.16
20d high
-10.6%
5y high
-12.6%
5y range
80th
Website · 542 employees · United States

Positions held

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Score
1
Hold
watch
Signal
Neutral
Target
$29.32
Stop
$26.66
Stop distance
2.8%
Target vs last
+6.9%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • MGIC Investment Corporation operates in a stable industry with a strong profit margin of 59.2%, indicating effective management and operational efficiency.
  • The company has a trailing P/E ratio of 8.55, suggesting it may be undervalued compared to its earnings potential.
  • MGIC's free cash flow stands at $518.86 million, providing ample liquidity for investments or shareholder returns.
Bear case
  • The revenue has shown a decline of 2.9% year-over-year, indicating potential challenges in growth.
  • In the most recent quarter, revenue decreased by 1% compared to the prior quarter, from $297 million to $295 million.
  • The stock has a 'Strong Sell' signal with a score of -16.00, reflecting bearish market sentiment and technical indicators.

Fundamentals

Market cap$5.72BEnterprise value$6.16BTrailing P/E8.71Forward P/E8.00
PEG0.40Price / book1.15Beta0.67Dividend yield2.44%
Revenue growth-2.9%Earnings growth6.2%Gross margin92.6%Operating margin80.9%
Profit margin59.2%ROE13.9%ROA8.8%Debt / equity0.13
Current ratio4.96Free cash flow$518.86MAnalyst recommendationholdMean target$31.40
52w high$31.8952w low$24.69

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$295M$297M$299M$305M$304M
Op margin—————
Net income$182M$165M$169M$191M$192M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue -1% vs prior quarter ($295M vs $297M).

Yearly (6y)

20252024202320222021
Revenue$1.2B$1.2B$1.2B$1.2B—
Op margin—————
Net income$738M$763M$713M$865M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

MTG · daily-4.8% over 13 sessions
Close EMA21 EMA50 EMA200
25.4726.6127.7528.8930.032026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$76M$152M$228M$305M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2