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Marqeta, Inc.

MQ

Last
$18.11
Day
+3.8%
1y
-13.8%
5y
-79.1%
52w
-21.7%
SPY YTD
+13.3%
XLK
+37.1%
Earnings
2026-11-0323d
EMA 21
16.72
EMA 50
16.54
EMA 200
17.02
20d high
-0.2%
5y high
-88.5%
5y range
3th
Website · 938 employees · United States

Positions held

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Score
55
Hold
swing
Signal
Strong Buy
Target
$18.47
Stop
$16.58
Stop distance
8.4%
Target vs last
+2.0%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Marqeta operates in a growing industry focused on payment solutions, positioning itself as a leader in card issuing and payment processing technology.
  • Revenue increased by 6% compared to the prior quarter, reaching $176 million.
  • The company maintains a strong gross margin of 69.2%, indicating efficient cost management.
Bear case
  • Marqeta's high trailing P/E ratio of 165.5 suggests that the stock may be overvalued compared to its earnings.
  • The company reported a net income loss of $222.962 million in 2023, reflecting ongoing profitability challenges.
  • Operating margin has been negative, with a -41.86% margin reported for 2023, indicating significant operational inefficiencies.

Fundamentals

Market cap$1.82BEnterprise value$1.12BTrailing P/E174.40Forward P/E34.88
PEG1.50Price / book2.54Beta1.21Dividend yield0.00%
Revenue growth17.0%Earnings growth—Gross margin70.0%Operating margin2.5%
Profit margin1.5%ROE1.3%ROA-0.5%Debt / equity0.01
Current ratio1.66Free cash flow$152.72MAnalyst recommendationnoneMean target$20.50
52w high$22.2852w low$14.80

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$176M$166M$172M$163M$150M
Op margin2.1%1.3%-4.8%-6.4%-6.1%
Net income$7.6M$7.8M-$1.4M-$3.6M-$0.6M
Gross margin69.2%70.9%69.7%70.1%69.2%
Gross profit$122M$118M$120M$115M$104M
Operating income$3.6M$2.1M-$8.3M-$10.4M-$9.2M
  • Revenue +6% vs prior quarter ($176M vs $166M).
  • Gross margin 69.2% (was 70.9% prior quarter).

Yearly (6y)

2025202420232022
Revenue$625M$507M$676M$748M
Op margin-7.4%-4.8%-41.9%-28.0%
Net income-$13.9M$27.3M-$223M-$185M
Gross margin70.0%69.4%48.7%42.8%
Gross profit$437M$352M$330M$320M
Operating income-$46.4M-$24.5M-$283M-$210M
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

MQ · daily+9.5% over 13 sessions
Close EMA21 EMA50 EMA200
15.5716.0716.5617.0617.562026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$4M$41M$86M$131M$176M-6%32%71%2025-Q22025-Q32025-Q42026-Q12026-Q2