Mechanics Bancorp
MCHB
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Mechanics Bancorp operates in a stable regional banking sector, which benefits from consistent demand for financial services and a growing customer base.
- In the most recent quarter, Mechanics Bancorp reported a revenue of $201 million, maintaining a steady performance compared to $200 million in the prior quarter.
- The company has shown a revenue growth of 35.7% year-over-year, indicating strong operational performance.
- The financial services industry is facing increasing competition, which could pressure margins and profitability for regional banks like Mechanics Bancorp.
- The trailing P/E ratio of 11.63 suggests that the stock may not be undervalued compared to industry peers, which could limit upside potential.
- The latest quarterly score indicates a neutral signal with a score of -3.00, reflecting mixed market sentiment and potential volatility.
Fundamentals
| Market cap | $3.21B | Enterprise value | $3.05B | Trailing P/E | 11.34 | Forward P/E | 12.24 |
| PEG | — | Price / book | 1.25 | Beta | 0.14 | Dividend yield | 10.75% |
| Revenue growth | 35.7% | Earnings growth | 23.9% | Gross margin | 0.0% | Operating margin | 46.8% |
| Profit margin | 37.9% | ROE | 11.0% | ROA | 1.5% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | buy | Mean target | $17.00 |
| 52w high | $17.38 | 52w low | $12.82 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $201M | $200M | $205M | $165M | $150M |
| Op margin | — | — | — | — | — |
| Net income | $57.7M | $44.1M | $124M | $55.2M | $42.5M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +0% vs prior quarter ($201M vs $200M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $663M | $379M | — | $695M | $688M |
| Op margin | — | — | — | — | — |
| Net income | $266M | $29.0M | — | — | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-09-25 · Mechanics Bank (MCHB) Could Find a Support Soon, Here's Why You Should Buy the Stock Now
2026-09-21 · Mechanics (MCHB) Sells Most of its Runoff Auto Portfolio. Can Redeployment Improve Earnings?
2026-09-18 · Mechanics Bancorp (MCHB) Could Be 11% Undervalued On Its Asset Mix Reset
2026-09-17 · Mechanics Bank Sells $417 Million of Auto Loans to Bank of America
2026-09-16 · Mechanics Bank Completes Sale of Substantial Majority of Runoff Auto Loan Portfolio to Bank of America
2026-09-04 · Mechanics Bank (MCHB) Upgraded to Buy: What Does It Mean for the Stock?
2026-08-28 · Mechanics Bank (MCHB) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?
2026-08-19 · Mechanics Bancorp Declares Third Quarter 2026 Cash Dividend
2026-08-08 · Mechanics Bancorp (MCHB) Q2 2026 Earnings Call Transcript
2026-08-06 · Community Bank Earnings Expose Diverging Multifamily Risks
2026-07-29 · Mechanics Bank Q2 2026 Earnings Call Summary
2026-07-29 · Mechanics Bank (MCHB) Q2 Earnings and Revenues Beat Estimates
Price (daily)
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