MetroCity Bankshares, Inc.
MCBS
Last
$34.20
Day
-1.4%
1y
+31.2%
5y
+65.9%
52w
-7.4%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-166d
EMA 21
34.89
EMA 50
35.02
EMA 200
32.86
20d high
-3.3%
5y high
-7.4%
5y range
89th
Positions held
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Score
-7
Hold
avoid
Signal
Sell
Target
$35.78
Stop
$33.76
Stop distance
1.3%
Target vs last
+4.6%
Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
Bull case
- MetroCity Bankshares operates in a competitive regional banking sector, focusing on customer service and community engagement to differentiate itself from larger banks.
- The company has shown a revenue growth of 33.9% year-over-year, indicating strong demand for its services.
- MetroCity's net income for the most recent quarter was $22.131 million, reflecting a solid profit margin of 43.3%.
Bear case
- The regional banking industry is currently facing challenges due to rising interest rates, which can impact lending and profitability.
- MetroCity's revenue decreased by 2% compared to the prior quarter, signaling potential short-term operational difficulties.
- The company's stock has a sell signal with a score of -7.00, indicating bearish sentiment among analysts.
Fundamentals
| Market cap | $998.13M | Enterprise value | $1.12B | Trailing P/E | 12.04 | Forward P/E | 10.51 |
| PEG | — | Price / book | 1.76 | Beta | 0.71 | Dividend yield | 3.11% |
| Revenue growth | 33.9% | Earnings growth | 16.9% | Gross margin | 0.0% | Operating margin | 61.1% |
| Profit margin | 43.3% | ROE | 15.9% | ROA | 2.0% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | hold | Mean target | $38.00 |
| 52w high | $37.46 | 52w low | $24.53 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $49.8M | $50.8M | $41.5M | $38.0M | $37.9M | — |
| Op margin | — | — | — | — | — | — |
| Net income | $22.1M | $22.3M | $18.1M | $17.3M | $16.8M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
- Revenue -2% vs prior quarter ($50M vs $51M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $153M | $140M | $118M | $135M | — |
| Op margin | — | — | — | — | — |
| Net income | $68.5M | $64.5M | $51.6M | $62.6M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
Headline scan
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-07-31 · How Stronger Core Earnings Power Will Impact MetroCity Bankshares (MCBS) Investors
2026-07-24 · MetroCity Bankshares Q2 Earnings, Revenue Rise
2026-07-24 · MetroCity: Q2 Earnings Snapshot
2026-07-24 · METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2026
2026-07-15 · MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend
Price (daily)
Full chart · RSI · MACD · patternsMCBS · daily-1.2% over 13 sessions
Close EMA21 EMA50 EMA200
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin