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Mastercard Incorporated

MA

Last
$589.00
Day
+2.6%
1y
+1.8%
5y
+67.0%
52w
-4.4%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2919d
EMA 21
566.84
EMA 50
563.28
EMA 200
543.01
20d high
-1.2%
5y high
-4.5%
5y range
92th
Website · 39,800 employees · United States

Positions held

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Score
39
Hold
swing
Signal
Strong Buy
Target
$605.91
Stop
$559.19
Stop distance
5.1%
Target vs last
+2.9%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.

Bull case
  • Mastercard's strong competitive position in the credit services industry is bolstered by its innovative payment solutions and extensive global network.
  • In Q2 2026, Mastercard reported a revenue increase of 10% compared to the previous quarter, reaching $9.3 billion.
  • The company's operating margin expanded to 61.7%, reflecting its efficient cost management and strong profitability.
Bear case
  • High debt levels could pose a risk to Mastercard's financial stability, with a debt-to-equity ratio of 439.58.
  • The trailing P/E ratio of 31.06 suggests that the stock may be overvalued compared to its earnings growth potential.
  • Despite revenue growth, the company faces increasing competition, which could impact future market share and profitability.

Fundamentals

Market cap$503.50BEnterprise value$516.52BTrailing P/E31.61Forward P/E24.95
PEG1.49Price / book89.86Beta0.76Dividend yield0.61%
Revenue growth14.1%Earnings growth22.1%Gross margin100.0%Operating margin61.1%
Profit margin46.3%ROE2.4%ROA24.1%Debt / equity4.40
Current ratio1.06Free cash flow$16.96BAnalyst recommendationstrong_buyMean target$666.71
52w high$601.2352w low$464.52

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$9.3B$8.4B$8.8B$8.6B$8.1B—
Op margin61.7%59.1%58.2%60.1%60.4%—
Net income$4.4B$3.9B$4.1B$3.9B$3.7B—
Gross margin79.0%75.7%79.4%78.0%77.2%—
Gross profit$7.3B$6.4B$7.0B$6.7B$6.3B—
Operating income$5.7B$5.0B$5.1B$5.2B$4.9B—
  • Revenue +10% vs prior quarter ($9.3B vs $8.4B).
  • Gross margin 79% (was 75.7% prior quarter).
  • Operating margin expanded to 61.7%.

Yearly (6y)

2025202420232022
Revenue$32.8B$28.2B$25.1B$22.2B
Op margin59.5%58.0%58.3%57.2%
Net income$15.0B$12.9B$11.2B$9.9B
Gross margin77.9%76.3%76.0%76.3%
Gross profit$25.5B$21.5B$19.1B$17.0B
Operating income$19.5B$16.3B$14.6B$12.7B
Headline scan

Headlines — watch

• [WARN · legal] Visa (V) Stock May Be 13% Undervalued On Stablecoin Settlement Push

News

MA · daily+1.7% over 260 sessions
Close EMA21 EMA50 EMA200
457.68495.28532.88570.47608.072025-092025-112026-012026-042026-062026-082026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$2.3B$4.6B$7.0B$9.3B0%40%79%2025-Q22025-Q32025-Q42026-Q12026-Q2