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LexinFintech Holdings Ltd.

LX

Last
$0.71
Day
+2.5%
1y
-86.6%
5y
-87.2%
52w
-88.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-2343d
EMA 21
0.77
EMA 50
1.00
EMA 200
2.14
20d high
-17.4%
5y high
-94.0%
5y range
0th
Website · 7,169 employees · China

Positions held

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Score
-6
Hold
avoid
Signal
Sell
Target
$0.76
Stop
$0.63
Stop distance
11.3%
Target vs last
+7.0%

Fundamentals

Market cap$114.13MEnterprise value$2.58BTrailing P/E0.81Forward P/E1.74
PEG—Price / book0.06Beta0.83Dividend yield55.15%
Revenue growth-11.2%Earnings growth-79.0%Gross margin30.4%Operating margin-3.3%
Profit margin8.0%ROE8.8%ROA1.8%Debt / equity0.31
Current ratio2.09Free cash flow—Analyst recommendationbuyMean target$2.14
52w high$5.9452w low$0.68

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$3.2B$3.3B$3.0B$3.4B$3.6B
Op margin-3.3%2.3%6.4%14.0%12.6%
Net income$101M$201M$214M$521M$511M
Gross margin15.6%25.2%25.8%34.9%35.5%
Gross profit$496M$835M$784M$1.2B$1.3B
Operating income-$105M$76.9M$194M$477M$452M
  • Revenue -4% vs prior quarter ($3.2B vs $3.3B).
  • Gross margin 15.6% (was 25.2% prior quarter).
  • Operating margin compressed to -3.3%.

Yearly (6y)

20252024202320222021
Revenue$13.2B$14.2B$13.1B$9.9B—
Op margin12.1%16.1%14.4%3.4%—
Net income$1.7B$1.1B$1.1B$820M—
Gross margin34.0%35.4%34.6%30.8%—
Gross profit$4.5B$5.0B$4.5B$3.0B—
Operating income$1.6B$2.3B$1.9B$334M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

LX · daily-9.9% over 13 sessions
Close EMA21 EMA50 EMA200
0.670.700.730.760.802026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$897M$1.8B$2.7B$3.6B-3%16%35%2025-Q22025-Q32025-Q42026-Q12026-Q2