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Lufax Holding Ltd

LU

Last
$0.98
Day
+3.5%
1y
-75.9%
5y
-96.2%
52w
-76.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-1738d
EMA 21
1.13
EMA 50
1.25
EMA 200
1.75
20d high
-32.4%
5y high
-96.7%
5y range
4th
Website · 29,136 employees · China

Positions held

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Score
-24
Hold
avoid
Signal
Strong Sell
Target
$1.10
Stop
$0.82
Stop distance
16.4%
Target vs last
+12.2%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Lufax Holding Ltd operates in the credit services industry, which has significant growth potential as digital finance solutions become more widely adopted.
  • The company's forward P/E ratio is 5.25, indicating that it may be undervalued compared to its earnings potential.
  • Lufax's target mean price is $2.49, suggesting potential upside from its current trading levels.
Bear case
  • Lufax has experienced a revenue decline of 16% compared to the prior quarter, with revenues dropping from $6.3B to $5.3B.
  • The company reported a net income loss of $200.534 million in the latest quarter, continuing a trend of negative earnings.
  • Lufax's score indicates a 'Strong Sell' signal with a score of -24.00, reflecting bearish market sentiment.

Fundamentals

Market cap$820.49MEnterprise value$23.14BTrailing P/E—Forward P/E4.92
PEG—Price / book0.07Beta0.61Dividend yield0.00%
Revenue growth-11.3%Earnings growth—Gross margin56.0%Operating margin-4.8%
Profit margin-7.8%ROE-2.3%ROA2.8%Debt / equity0.89
Current ratio34.60Free cash flow-$2.22BAnalyst recommendationbuyMean target$2.50
52w high$3.9952w low$0.91

Quarterly

2026-Q22025-Q2
Revenue$5.3B$6.3B
Op margin——
Net income-$201M-$712M
Gross margin——
Gross profit——
Operating income——
  • Revenue -16% vs prior quarter ($5.3B vs $6.3B).

Yearly (6y)

20252024202320222021
Revenue$23.1B$19.2B$28.1B$49.1B—
Op margin—————
Net income-$2.1B-$3.9B$810M$7.8B—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

LU · daily-17.7% over 13 sessions
Close EMA21 EMA50 EMA200
0.891.021.161.291.422026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$712M$1.0B$2.8B$4.6B$6.3B0%5%10%2025-Q22026-Q2