Lincoln National Corporation
LNC
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Lincoln National Corporation is positioned well within the life insurance industry, benefiting from a growing demand for insurance products as demographics shift towards an aging population.
- The company has demonstrated significant earnings growth of 76.8% year-over-year, indicating strong operational performance.
- Lincoln National's trailing P/E ratio is 3.59, suggesting that the stock may be undervalued compared to its earnings potential.
- The company faces intense competition in the life insurance sector, which could pressure margins and market share.
- Lincoln National reported a revenue decline of 14% in the latest quarter compared to the previous quarter, dropping from $5.3 billion to $4.6 billion.
- The net income for 2023 was negative at -$752 million, highlighting ongoing financial challenges.
Fundamentals
| Market cap | $7.85B | Enterprise value | -$29.47B | Trailing P/E | 3.49 | Forward P/E | 4.68 |
| PEG | 1.01 | Price / book | 0.76 | Beta | 1.15 | Dividend yield | 4.39% |
| Revenue growth | 12.6% | Earnings growth | 76.8% | Gross margin | 27.1% | Operating margin | 4.6% |
| Profit margin | 12.2% | ROE | 22.6% | ROA | 0.3% | Debt / equity | 0.64 |
| Current ratio | 2.18 | Free cash flow | $2.07B | Analyst recommendation | hold | Mean target | $47.67 |
| 52w high | $47.67 | 52w low | $32.18 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $4.6B | $5.3B | $5.0B | $4.6B | $4.1B | — |
| Op margin | — | — | — | — | — | — |
| Net income | $1.3B | -$172M | $754M | $445M | $699M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
- Revenue -14% vs prior quarter ($4.6B vs $5.3B).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $18.3B | $18.0B | $11.7B | $18.9B | — |
| Op margin | — | — | — | — | — |
| Net income | $1.2B | $3.3B | -$752M | $1.4B | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · 3 Cash-Heavy Stocks We Steer Clear Of
2026-10-06 · UBS Adjusts Price Target on Lincoln National to $46 From $44, Keeps Neutral Rating
2026-10-02 · 1 Safe-and-Steady Stock with Promising Prospects and 2 We Question
2026-10-01 · Lincoln National Reports Closing of $6.3 Billion Reinsurance Transaction With Talcott
2026-10-01 · Lincoln Financial Closes $6.3 Billion Reinsurance Transaction with Talcott
2026-10-01 · Lincoln Financial and EBRI Research Highlights the Critical Importance of Benefits Education and Communication
2026-10-01 · Lincoln Financial to Report 2026 Third Quarter Results on November 5
2026-09-30 · The Zacks Analyst Blog Highlights Reinsurance Group, Lincoln National and Voya Financial
2026-09-29 · Q2 Earnings Highs And Lows: Lincoln Financial Group (NYSE:LNC) Vs The Rest Of The Life Insurance Stocks
2026-09-29 · 3 Life Insurers Poised for Growth Amid Strong Annuity Demand
2026-09-28 · BHF's Shield Annuities Poised to Sustain Strong Sales Growth
2026-09-21 · RGA Expands Growth Runway Through Financial Solutions & Longevity
Price (daily)
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