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Lemonade, Inc.

LMND

Last
$46.46
Day
-1.0%
1y
-12.3%
5y
-24.2%
52w
-53.0%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0425d
EMA 21
47.34
EMA 50
50.35
EMA 200
56.18
20d high
-7.3%
5y high
-53.0%
5y range
41th
Website · 1,282 employees · United States

Positions held

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Score
-6
Hold
avoid
Signal
Sell
Target
$50.05
Stop
$44.30
Stop distance
4.7%
Target vs last
+7.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Lemonade, Inc. is innovating the insurance industry with its AI-driven platform, which enhances customer experience and operational efficiency.
  • Revenue increased by 14% compared to the prior quarter, reaching $294 million.
  • The company has a market cap of approximately $3.58 billion, indicating significant investor interest.
Bear case
  • Lemonade's current financials show a negative profit margin of -14.2%, raising concerns about profitability.
  • The company reported a net income loss of $43.4 million in Q2 2026, continuing a trend of losses.
  • With a forward P/E ratio of -53.22, the stock is currently considered overvalued relative to its earnings potential.

Fundamentals

Market cap$3.63BEnterprise value$3.48BTrailing P/E—Forward P/E-53.92
PEG—Price / book7.26Beta1.87Dividend yield0.00%
Revenue growth79.4%Earnings growth—Gross margin51.7%Operating margin-11.8%
Profit margin-14.2%ROE-27.0%ROA-3.3%Debt / equity0.45
Current ratio1.19Free cash flow$94.40MAnalyst recommendationholdMean target$58.44
52w high$99.9052w low$43.28

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$294M$258M$228M$195M$164M—
Op margin——————
Net income-$43.4M-$35.8M-$21.7M-$37.5M-$43.9M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +14% vs prior quarter ($294M vs $258M).

Yearly (6y)

2025202420232022
Revenue$738M$527M$430M$257M
Op margin————
Net income-$166M-$202M-$237M-$298M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

LMND · daily-1.6% over 13 sessions
Close EMA21 EMA50 EMA200
42.9944.5746.1447.7149.292026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$44M$41M$125M$210M$294M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2