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Ethos Technologies Inc.

LIFE

Last
$36.95
Day
+2.0%
1y
+115.0%
5y
+115.0%
52w
-14.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0222d
EMA 21
35.45
EMA 50
33.34
EMA 200
24.19
20d high
-11.2%
5y high
-14.9%
5y range
81th
Website · 614 employees · United States

Positions held

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Score
8
Hold
watch
Signal
Neutral
Target
$44.11
Stop
$32.27
Stop distance
12.7%
Target vs last
+19.4%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Ethos Technologies Inc. operates in a competitive insurance brokerage market, which is expected to grow as more consumers seek digital solutions for their insurance needs.
  • The company's revenue for 2025 was $387.608 million, showing a significant increase from $254.926 million in 2024.
  • In the most recent quarter, Ethos achieved an operating margin of 9.6%, up from a negative operating margin in the previous quarter.
Bear case
  • Despite its growth potential, Ethos has a negative profit margin of -18.15%, indicating challenges in profitability.
  • Earnings growth has declined by 5.3% year-over-year, reflecting potential operational inefficiencies.
  • The company's net income for 2026-Q1 was -$166.391 million, highlighting significant losses compared to a net income of $24.561 million in 2025-Q4.

Fundamentals

Market cap$2.31BEnterprise value$2.14BTrailing P/E—Forward P/E13.76
PEG—Price / book4.85Beta—Dividend yield0.00%
Revenue growth113.4%Earnings growth-5.3%Gross margin98.1%Operating margin9.6%
Profit margin-18.1%ROE-26.1%ROA-11.1%Debt / equity0.00
Current ratio1.52Free cash flow$201.89MAnalyst recommendationstrong_buyMean target$35.63
52w high$42.5552w low$9.45

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$190M$193M$110M$93.8M$88.8M—
Op margin9.6%-84.6%22.2%18.2%21.2%—
Net income$19.5M-$166M$24.6M$15.9M$18.5M—
Gross margin97.9%98.3%98.1%98.2%98.4%—
Gross profit$186M$190M$108M$92.1M$87.4M—
Operating income$18.1M-$163M$24.5M$17.1M$18.8M—
  • Revenue -2% vs prior quarter ($190M vs $193M).
  • Gross margin 97.9% (was 98.3% prior quarter).
  • Operating margin expanded to 9.6%.

Yearly (6y)

202520242023
Revenue$388M$255M$160M
Op margin18.8%19.1%-1.8%
Net income$71.2M$48.8M$1.7M
Gross margin98.3%97.4%96.3%
Gross profit$381M$248M$154M
Operating income$72.9M$48.7M-$2.9M
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

LIFE · daily+0.1% over 13 sessions
Close EMA21 EMA50 EMA200
30.9232.8034.6836.5638.442026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$166M-$77M$13M$103M$193M-85%7%98%2025-Q22025-Q32025-Q42026-Q12026-Q2