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Kemper Corporation

KMPR

Last
$26.95
Day
-1.9%
1y
-44.3%
5y
-59.5%
52w
-45.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0425d
EMA 21
26.47
EMA 50
26.98
EMA 200
31.89
20d high
-3.5%
5y high
-62.4%
5y range
10th
Website · 7,300 employees · United States

Positions held

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Score
14
Hold
watch
Signal
Neutral
Target
$29.04
Stop
$26.16
Stop distance
2.9%
Target vs last
+7.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Kemper Corporation operates in the property and casualty insurance sector, which is expected to benefit from increasing demand for insurance products as the economy recovers.
  • The company's forward P/E ratio is 6.16, indicating that it may be undervalued compared to its peers in the insurance industry.
  • Kemper's target mean price is $36.33, suggesting a potential upside from its current trading levels.
Bear case
  • Kemper has faced significant challenges, with a negative profit margin of -10.79%, indicating ongoing operational difficulties.
  • The company's revenue has shown a decline of 9.1% year-over-year, with quarterly revenue dropping from $1.2B in Q3 2025 to $1.1B in Q2 2026.
  • Kemper's net income has been negative for multiple quarters, including a loss of $464.8 million in Q2 2026.

Fundamentals

Market cap$1.62BEnterprise value$2.63BTrailing P/E—Forward P/E6.49
PEG0.75Price / book0.74Beta1.06Dividend yield4.66%
Revenue growth-9.1%Earnings growth—Gross margin25.4%Operating margin3.0%
Profit margin-10.8%ROE-19.7%ROA0.2%Debt / equity0.64
Current ratio0.82Free cash flow$220.55MAnalyst recommendationnoneMean target$36.33
52w high$50.5252w low$22.69

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$1.1B$1.1B$1.1B$1.2B$1.2B—
Op margin——————
Net income-$465M-$1.7M-$8.0M-$21.0M$72.6M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -1% vs prior quarter ($1.1B vs $1.1B).

Yearly (6y)

20252024202320222021
Revenue$4.8B$4.6B$4.9B$5.5B—
Op margin—————
Net income$143M$318M-$272M-$287M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

KMPR · daily+4.8% over 13 sessions
Close EMA21 EMA50 EMA200
24.7125.4426.1726.9027.632026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$465M-$40M$385M$811M$1.2B0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2