Klarna Group plc
KLAR
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Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Klarna Group plc operates in the growing credit services industry, which is increasingly adopting digital payment solutions, positioning itself well against traditional banks.
- Klarna's revenue growth is at 26.6%, indicating strong demand for its services.
- The company has a current ratio of 23.15, suggesting excellent liquidity to cover short-term obligations.
- Despite its growth, Klarna has a negative profit margin of -3.52%, highlighting ongoing profitability challenges.
- In the latest quarter, revenue decreased by 7% compared to the prior quarter, signaling potential issues in maintaining sales momentum.
- Klarna's net income for 2025 is projected to be -294 million, reflecting ongoing financial struggles.
Fundamentals
| Market cap | $5.10B | Enterprise value | $2.27B | Trailing P/E | — | Forward P/E | 16.86 |
| PEG | 0.08 | Price / book | 2.09 | Beta | — | Dividend yield | 0.00% |
| Revenue growth | 26.6% | Earnings growth | — | Gross margin | 36.8% | Operating margin | 3.0% |
| Profit margin | -3.5% | ROE | -4.3% | ROA | -0.1% | Debt / equity | 0.66 |
| Current ratio | 23.15 | Free cash flow | $798.37M | Analyst recommendation | buy | Mean target | $19.54 |
| 52w high | $41.64 | 52w low | $12.06 |
Quarterly
| 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|
| Revenue | $1.0B | $1.1B | $903M | $823M | $701M |
| Op margin | 18.6% | 18.5% | 10.7% | 12.3% | 5.7% |
| Net income | -$5.0M | -$47.0M | -$95.0M | -$52.0M | -$101M |
| Gross margin | 73.7% | 3.6% | 77.0% | 56.1% | 76.6% |
| Gross profit | $746M | $39.0M | $695M | $462M | $537M |
| Operating income | $188M | $200M | $97.0M | $101M | $40.0M |
- Revenue -7% vs prior quarter ($1.0B vs $1.1B).
- Gross margin 73.7% (was 3.6% prior quarter).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $3.5B | $2.8B | $2.3B | $1.9B |
| Op margin | 12.5% | 13.6% | -1.1% | -43.8% |
| Net income | -$294M | $9.0M | -$244M | -$1.0B |
| Gross margin | 54.3% | 61.2% | 60.7% | 43.8% |
| Gross profit | $1.9B | $1.7B | $1.4B | $834M |
| Operating income | $439M | $382M | -$26.0M | -$833M |
Headlines — watch
• [WARN · fundamentals] Klarna Falls 3% as Selling Persists Weeks After Its Guidance Cut; Affirm Advances 2%
News
2026-10-08 · Klarna's 2026 Outlook: Business Expansion Targets Sustainable Profitability
2026-10-07 · SOFI, AFRM, COF, KLAR, SEZL: Which Consumer Finance Stocks Does Wall Street Like Best Ahead Of Q3 Earnings?
2026-10-06 · Klarna Expands Partnership With Wayfair on Flexible Payment Options for US, Canada Customers
2026-10-06 · Wayfair and Klarna Deepen Ties With More Flexible Payment Options Across U.S. and Canada
2026-10-05 · Affirm Climbs 5% as Buy Now Pay Later Group Rallies Together; Klarna Rises 5%, PayPal Ticks Up
2026-10-01 · How Is Affirm Card Reshaping AFRM's Direct-to-Consumer Growth?
2026-09-30 · Which Buy Now Pay Later Stock Dominated in September: Klarna, Affirm, or Sezzle?
2026-09-28 · Opinion: Apple’s “Gangster Move” to Boost iPhone Sales Has a Hidden Benefit Every Shareholder Will Love
2026-09-24 · Klarna Falls 3% as Selling Persists Weeks After Its Guidance Cut; Affirm Advances 2%
2026-09-24 · Can Affirm Sustain Profitability Amid Funding Cost Pressures?
2026-09-23 · Adyen snaps up Klarna CFO
2026-09-18 · Sezzle Marketing ROI Strengthens: Can Efficient Spending Sustain Growth?
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