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Jack Henry & Associates, Inc.

JKHY

Last
$149.00
Day
-0.0%
1y
-0.2%
5y
-8.6%
52w
-22.9%
SPY YTD
+13.3%
XLK
+37.1%
Earnings
2026-11-0324d
EMA 21
149.90
EMA 50
152.52
EMA 200
155.33
20d high
-11.4%
5y high
-29.9%
5y range
31th
Website · 7,300 employees · United States

Positions held

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Score
-3
Hold
watch
Signal
Neutral
Target
$155.29
Stop
$143.85
Stop distance
3.5%
Target vs last
+4.2%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.

Bull case
  • Jack Henry & Associates operates in a growing sector of technology, providing essential services to financial institutions, which positions it well for long-term growth.
  • Revenue increased by 1% compared to the prior quarter, reaching $644 million.
  • The company maintains a strong profit margin of approximately 19.76%, indicating effective cost management.
Bear case
  • The stock has a 'Strong Sell' signal, reflecting significant bearish trends in its technical indicators.
  • Operating margin has compressed to 21.2%, down from 24.4% in the previous quarter.
  • Earnings growth has declined by 10.4%, signaling potential challenges in profitability.

Fundamentals

Market cap$10.45BEnterprise value$10.52BTrailing P/E21.35Forward P/E18.86
PEG1.77Price / book5.09Beta0.56Dividend yield1.64%
Revenue growth4.7%Earnings growth-10.4%Gross margin43.9%Operating margin22.5%
Profit margin19.8%ROE24.0%ROA13.0%Debt / equity0.04
Current ratio1.17Free cash flow$352.22MAnalyst recommendationbuyMean target$189.72
52w high$193.3952w low$121.04

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$644M$636M$619M$645M$615M
Op margin21.2%24.4%25.7%28.5%25.3%
Net income$111M$123M$125M$144M$128M
Gross margin42.5%42.8%43.3%45.9%44.1%
Gross profit$274M$272M$268M$296M$271M
Operating income$137M$155M$159M$184M$156M
  • Revenue +1% vs prior quarter ($644M vs $636M).
  • Gross margin 42.5% (was 42.8% prior quarter).
  • Operating margin compressed to 21.2%.

Yearly (6y)

2026202520242023
Revenue$2.5B$2.4B$2.2B$2.1B
Op margin25.0%23.9%22.1%23.1%
Net income$503M$456M$382M$367M
Gross margin43.7%42.7%41.3%41.3%
Gross profit$1.1B$1.0B$916M$859M
Operating income$635M$569M$489M$481M
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

JKHY · daily-0.2% over 260 sessions
Close EMA21 EMA50 EMA200
117.42137.32157.22177.11197.012025-092025-112026-012026-042026-062026-082026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$161M$322M$484M$645M0%23%46%2025-Q22025-Q32025-Q42026-Q12026-Q2