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Jiayin Group Inc.

JFIN

Last
$1.33
Day
+1.5%
1y
-87.9%
5y
-63.4%
52w
-88.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-2445d
EMA 21
1.48
EMA 50
1.86
EMA 200
4.16
20d high
-18.5%
5y high
-93.1%
5y range
0th
Website · 1,155 employees · China

Positions held

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Add it to see shares, cost, and P&L here.

Score
-6
Hold
avoid
Signal
Sell
Target
$1.46
Stop
$1.20
Stop distance
9.8%
Target vs last
+9.8%

Fundamentals

Market cap$69.08MEnterprise value$202.07MTrailing P/E2.00Forward P/E0.69
PEG—Price / book0.11Beta0.87Dividend yield0.00%
Revenue growth-60.9%Earnings growth—Gross margin63.1%Operating margin-33.5%
Profit margin5.7%ROE5.7%ROA1.9%Debt / equity0.15
Current ratio1.79Free cash flow—Analyst recommendationnoneMean target—
52w high$11.0352w low$1.26

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$737M$757M$1.1B$1.5B$1.9B—
Op margin-33.5%-9.3%8.7%31.1%33.9%—
Net income-$184M-$61.7M$101M$376M$519M—
Gross margin25.5%56.2%69.9%80.5%84.9%—
Gross profit$188M$425M$762M$1.2B$1.6B—
Operating income-$247M-$70.1M$94.6M$457M$639M—
  • Revenue -3% vs prior quarter ($737M vs $757M).
  • Gross margin 25.5% (was 56.2% prior quarter).
  • Operating margin compressed to -33.5%.

Yearly (6y)

20252024202320222021
Revenue$6.2B$5.8B$5.5B$3.3B—
Op margin28.9%21.5%24.4%36.1%—
Net income$1.5B$1.1B$1.3B$1.2B—
Gross margin80.1%64.9%63.2%82.7%—
Gross profit$5.0B$3.8B$3.5B$2.7B—
Operating income$1.8B$1.2B$1.3B$1.2B—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

JFIN · daily-15.9% over 13 sessions
Close EMA21 EMA50 EMA200
1.241.341.431.521.622026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$184M$334M$851M$1.4B$1.9B-33%26%85%2025-Q22025-Q32025-Q42026-Q12026-Q2