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Intercorp Financial Services In

IFS

Last
$53.84
Day
+1.6%
1y
+30.6%
5y
+132.5%
52w
-13.7%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0930d
EMA 21
54.32
EMA 50
54.90
EMA 200
51.04
20d high
-6.6%
5y high
-13.7%
5y range
81th
Website · 9,229 employees · Peru

Positions held

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Score
-26
Hold
avoid
Signal
Strong Sell
Target
$55.43
Stop
$50.98
Stop distance
5.3%
Target vs last
+3.0%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Intercorp Financial Services operates in a competitive regional banking sector, benefiting from a strong profit margin of 35.66%, which indicates effective cost management and pricing power.
  • The company's revenue for 2025 is projected at $6.91 billion, reflecting a growth of 5.65% from $6.54 billion in 2024.
  • Intercorp's trailing P/E ratio is 10.07, suggesting that the stock may be undervalued compared to its earnings potential.
Bear case
  • The financial services industry is facing regulatory challenges that could impact profitability and growth, particularly in emerging markets.
  • Intercorp's revenue decreased by 1% in the latest quarter, remaining flat at $1.9 billion compared to the previous quarter.
  • The stock has a 'Strong Sell' signal with a score of -26.00, indicating significant bearish sentiment and technical indicators suggesting further declines.

Fundamentals

Market cap$5.85BEnterprise value$13.73BTrailing P/E9.83Forward P/E8.05
PEG—Price / book1.62Beta0.42Dividend yield3.40%
Revenue growth3.8%Earnings growth2.4%Gross margin0.0%Operating margin44.7%
Profit margin35.7%ROE17.2%ROA2.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationnoneMean target$66.42
52w high$61.3852w low$38.29

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$1.9B$1.9B$1.8B$1.6B$1.9B—
Op margin——————
Net income$582M$598M$458M$453M$577M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -1% vs prior quarter ($1.9B vs $1.9B).

Yearly (6y)

20252024202320222021
Revenue$6.9B$6.5B$6.3B$5.9B—
Op margin—————
Net income$1.9B$1.3B$1.1B$1.7B—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

IFS · daily-5.6% over 13 sessions
Close EMA21 EMA50 EMA200
51.6052.9454.2855.6256.962026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$477M$954M$1.4B$1.9B0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2