Upgrade

International Bancshares Corpor

IBOC

Last
$67.92
Day
-0.7%
1y
+1.8%
5y
+57.0%
52w
-12.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0525d
EMA 21
69.57
EMA 50
70.95
EMA 200
71.22
20d high
-5.2%
5y high
-12.8%
5y range
75th
Website · 2,126 employees · United States

Positions held

Your positions

IBOC isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
-29
Hold
avoid
Signal
Strong Sell
Target
$70.32
Stop
$66.80
Stop distance
1.6%
Target vs last
+3.5%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • International Bancshares Corporation operates in a stable regional banking sector, benefiting from a strong market position and a solid profit margin of 49.34%.
  • In the most recent quarter, revenue increased by 3% compared to the prior quarter, reaching $215 million.
  • The company has a trailing P/E ratio of 10.49, indicating potential undervaluation compared to industry peers.
Bear case
  • The earnings growth has declined by 4.3%, raising concerns about the company's ability to maintain profitability in a competitive market.
  • The stock has a sell signal with a score of -11.00, indicating negative momentum and market sentiment.
  • The return on equity (ROE) stands at 12.92%, which is lower than the industry average, suggesting less efficiency in generating profits from shareholders' equity.

Fundamentals

Market cap$4.25BEnterprise value$4.53BTrailing P/E10.32Forward P/E—
PEG0.98Price / book1.26Beta0.70Dividend yield2.13%
Revenue growth0.0%Earnings growth-4.3%Gross margin0.0%Operating margin60.5%
Profit margin49.3%ROE12.9%ROA2.5%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationnoneMean target$87.00
52w high$78.4652w low$63.20

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$215M$208M$218M$218M$208M—
Op margin——————
Net income$95.8M$102M$107M$108M$100M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +3% vs prior quarter ($215M vs $208M).

Yearly (6y)

20252024202320222021
Revenue$842M$834M$833M$675M—
Op margin—————
Net income$412M$409M$412M$300M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

IBOC · daily-1.9% over 13 sessions
Close EMA21 EMA50 EMA200
67.4268.3569.2870.2171.142026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$55M$109M$164M$218M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2