Heritage Insurance Holdings, In
HRTG
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Heritage Insurance Holdings is well-positioned in the property and casualty insurance sector, benefiting from a competitive market with increasing demand for coverage.
- The company's earnings growth is impressive, with a 32.3% increase year-over-year.
- Heritage's trailing P/E ratio is 4.87, indicating it may be undervalued compared to industry peers.
- The company's current ratio of 0.82 suggests potential liquidity issues, which could impact its ability to meet short-term obligations.
- Heritage's revenue decreased by 6% in the last quarter, dropping from $227 million to $214 million.
- The stock has a high debt-to-equity ratio of 16.18, which may raise concerns about financial stability.
Fundamentals
| Market cap | $1.05B | Enterprise value | $521.28M | Trailing P/E | 5.03 | Forward P/E | 6.80 |
| PEG | — | Price / book | 1.79 | Beta | 0.92 | Dividend yield | 0.00% |
| Revenue growth | 3.0% | Earnings growth | 32.3% | Gross margin | 45.4% | Operating margin | 39.1% |
| Profit margin | 25.2% | ROE | 45.3% | ROA | 7.4% | Debt / equity | 0.16 |
| Current ratio | 0.82 | Free cash flow | $257.34M | Analyst recommendation | buy | Mean target | $39.00 |
| 52w high | $36.50 | 52w low | $20.48 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $214M | $227M | $142M | $212M | $208M |
| Op margin | — | — | — | — | — |
| Net income | $61.7M | $36.5M | $66.7M | $50.4M | $48.0M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue -6% vs prior quarter ($214M vs $227M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $774M | $767M | $671M | $662M |
| Op margin | — | — | — | — |
| Net income | $196M | $61.5M | $45.3M | -$154M |
| Gross margin | — | — | — | — |
| Gross profit | — | — | — | — |
| Operating income | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-07 · Aflac Strengthens Benefits Tech With bswift's AI-Powered Tools
2026-09-30 · Here's Why Investors Should Stay Neutral on AMSF Stock for Now
2026-09-26 · Heritage Insurance Sees Growth Ahead as Margins Improve and Reinsurance Costs Fall
2026-09-25 · Should Value Investors Buy Heritage Insurance (HRTG) Stock?
2026-09-24 · New Strong Buy Stocks for September 24th
2026-09-24 · Best Value Stocks to Buy for September 24th
2026-09-22 · Root Extends Carvana Deal Through 2028 to Support Embedded Growth
2026-09-22 · Should Investors Buy ROOT as Profitability Improves but Growth Slows?
2026-09-22 · ROOT Falls 12% in a Month Amid Slower Growth and Rising Claims Risk
2026-09-18 · Heritage Insurance Holdings (HRTG) Following Its Sidoti Event, Is The Growth Narrative Still Reasonably Valued?
2026-09-17 · Heritage to Present at Sidoti Small Cap Conference
2026-09-14 · RenaissanceRe Trades at a Discount to Peers: Hold or Fold?
Price (daily)
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