HCI Group, Inc.
HCI
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- HCI Group operates in the property and casualty insurance sector, which is experiencing a favorable industry cycle due to increased demand for coverage and rising premiums.
- Revenue increased by 1% compared to the prior quarter, reaching $247 million.
- The company has a strong profit margin of 32.6% and a return on equity of 34.9%, indicating effective management and profitability.
- HCI Group has a high debt-to-equity ratio of 5.72, which may pose risks in a rising interest rate environment.
- The current ratio stands at 0.865, suggesting potential liquidity issues if short-term obligations arise.
- The trailing P/E ratio of 7.95 indicates that the stock may be undervalued, but it also raises concerns about future earnings growth potential.
Fundamentals
| Market cap | $2.39B | Enterprise value | $1.69B | Trailing P/E | 8.29 | Forward P/E | 9.61 |
| PEG | 0.97 | Price / book | 2.22 | Beta | 1.05 | Dividend yield | 0.83% |
| Revenue growth | 11.1% | Earnings growth | 8.2% | Gross margin | 59.7% | Operating margin | 45.4% |
| Profit margin | 32.6% | ROE | 35.0% | ROA | 11.6% | Debt / equity | 0.06 |
| Current ratio | 0.87 | Free cash flow | $423.20M | Analyst recommendation | buy | Mean target | $241.67 |
| 52w high | $210.50 | 52w low | $144.75 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $247M | $243M | $246M | $216M | $222M |
| Op margin | — | — | — | — | — |
| Net income | $73.8M | $73.4M | $97.7M | $65.5M | $66.2M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +1% vs prior quarter ($247M vs $243M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $902M | $749M | $550M | $492M | — |
| Op margin | — | — | — | — | — |
| Net income | $299M | $110M | $79.0M | -$58.5M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · HCI Group (HCI) Is Up 6.0% After Another Earnings Beat Fuels Analyst Optimism Has The Bull Case Changed?
2026-10-08 · HCI Group, Inc. (HCI) is Attracting Investor Attention: Here is What You Should Know
2026-10-08 · Best Value Stocks to Buy for October 8th
2026-10-07 · HCI Group (HCI) Increases Despite Market Slip: Here's What You Need to Know
2026-10-06 · Why HCI Group (HCI) is Poised to Beat Earnings Estimates Again
2026-10-02 · HCI Group (HCI) Stock Is Up, What You Need To Know
2026-10-01 · HCI Group (HCI) Is Considered a Good Investment by Brokers: Is That True?
2026-09-30 · HCI Group (HCI) Falls More Steeply Than Broader Market: What Investors Need to Know
2026-09-30 · 3 Undervalued Small Cap Stocks Trading At Least 14% Below Fair Value
2026-09-25 · UVE Near 52-Week High: Time to Buy, Sell or Hold the Stock?
2026-09-22 · 3 Underfollowed Stocks To Own In September 2026
2026-09-22 · Q2 Earnings Outperformers: HCI Group (NYSE:HCI) And The Rest Of The Property & Casualty Insurance Stocks
Price (daily)
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