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HBT Financial, Inc.

HBT

Last
$34.95
Day
-1.6%
1y
+47.1%
5y
+120.1%
52w
-5.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-199d
EMA 21
35.86
EMA 50
35.37
EMA 200
31.36
20d high
-3.7%
5y high
-5.3%
5y range
91th
Website · 826 employees · United States

Positions held

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Score
16
Hold
watch
Signal
Neutral
Target
$37.56
Stop
$34.51
Stop distance
1.3%
Target vs last
+7.5%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • HBT Financial is well-positioned in the regional banking sector, benefiting from a strong revenue growth rate of 37.7% year-over-year.
  • In Q2 2026, HBT reported a revenue of $80.342 million, representing a 21% increase compared to the previous quarter.
  • The company has a trailing P/E ratio of 15.44, indicating potential for growth relative to its earnings.
Bear case
  • The regional banking industry faces challenges from increased competition and regulatory scrutiny, which could impact profitability.
  • HBT's operating margin is currently at 49.9%, which may be under pressure from rising operational costs.
  • Despite a strong revenue growth, the company's net income for Q1 2026 was only $11.2 million, highlighting potential volatility in earnings.

Fundamentals

Market cap$1.29BEnterprise value$1.31BTrailing P/E15.12Forward P/E10.27
PEG—Price / book1.69Beta0.49Dividend yield2.81%
Revenue growth37.7%Earnings growth24.6%Gross margin0.0%Operating margin49.9%
Profit margin29.2%ROE11.6%ROA1.3%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$40.20
52w high$37.5152w low$22.36

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$80.3M$66.6M$60.1M$59.6M$58.4M
Op margin—————
Net income$27.8M$11.2M$18.9M$19.8M$19.2M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +21% vs prior quarter ($80M vs $67M).

Yearly (6y)

20252024202320222021
Revenue$236M$222M$226M$180M—
Op margin—————
Net income$77.0M$71.8M$65.8M$56.5M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

HBT · daily+0.3% over 13 sessions
Close EMA21 EMA50 EMA200
34.7035.2035.7136.2236.722026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$20M$40M$60M$80M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2