Happen, Inc.
HAPN
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Happen, Inc. operates in the regional banking sector, which is poised for growth as interest rates stabilize and lending activity increases.
- In Q2 2026, HAPN reported a revenue of $262.69 million, reflecting a 4% increase from the previous quarter.
- The company has demonstrated strong earnings growth of 51.5% year-over-year.
- The regional banking industry faces significant competition, which may pressure profit margins and market share.
- HAPN's trailing P/E ratio is 9.25, indicating potential undervaluation but also reflecting market skepticism.
- The company's current ratio stands at 3.45, suggesting liquidity but also highlighting potential inefficiencies in asset utilization.
Fundamentals
| Market cap | $1.77B | Enterprise value | $867.80M | Trailing P/E | 9.13 | Forward P/E | 6.47 |
| PEG | — | Price / book | 1.13 | Beta | 1.89 | Dividend yield | 0.00% |
| Revenue growth | 6.5% | Earnings growth | 51.5% | Gross margin | 42.1% | Operating margin | 21.4% |
| Profit margin | 14.0% | ROE | 13.2% | ROA | 1.3% | Debt / equity | 0.01 |
| Current ratio | 3.45 | Free cash flow | $1.21B | Analyst recommendation | strong_buy | Mean target | $24.50 |
| 52w high | $21.67 | 52w low | $13.05 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $263M | $253M | $266M | $266M | $249M |
| Op margin | — | — | — | — | — |
| Net income | $58.1M | $51.6M | $41.6M | $44.3M | $38.2M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +4% vs prior quarter ($263M vs $253M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $998M | $783M | $865M | $1.2B | — |
| Op margin | — | — | — | — | — |
| Net income | $136M | $51.3M | $38.9M | $290M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · Sunbit Adds Three Senior Leaders from PayPal, LendingPoint and LendingClub
2026-10-06 · Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference Call
2026-09-30 · Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs
2026-09-25 · 1 Volatile Stock to Target This Week and 2 That Underwhelm
2026-09-24 · Do Options Traders Know Something About Happen Stock We Don't?
2026-09-22 · SoFi Technologies Maintains Strong Credit Quality: Can It Persist?
2026-09-22 · 1 Cash-Heavy Stock to Target This Week and 2 We Turn Down
2026-09-21 · 1 Value Stock on Our Buy List and 2 That Underwhelm
2026-09-19 · Happen (HAPN) Stock May Still Be A Bargain On Earnings
2026-09-17 · Kueski Appoints Jordan Olivier as CFO to Strengthen Its Financial Leadership
2026-09-16 · 2 Russell 2000 Stocks to Target This Week and 1 Facing Headwinds
2026-09-11 · Happen Bank (HAPN): 3 Reasons We Love This Stock
Price (daily)
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