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Hanmi Financial Corporation

HAFC

Last
$30.78
Day
-1.6%
1y
+27.7%
5y
+55.4%
52w
-6.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-209d
EMA 21
31.56
EMA 50
31.60
EMA 200
29.83
20d high
-4.0%
5y high
-6.6%
5y range
89th
Website · 606 employees · United States

Positions held

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Score
-28
Hold
avoid
Signal
Strong Sell
Target
$32.33
Stop
$30.40
Stop distance
1.2%
Target vs last
+5.0%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Hanmi Financial Corporation is well-positioned in the regional banking sector, benefiting from a strong revenue growth of 23.3% year-over-year, indicating a robust demand for its services.
  • In the most recent quarter, Hanmi reported a revenue of $72.205 million, reflecting a 1% increase compared to the previous quarter.
  • The company's net income for the last quarter was $23.505 million, showcasing a consistent upward trend in profitability.
Bear case
  • Despite its growth, Hanmi's stock is currently rated as a 'hold' with a neutral score of 3.00, suggesting caution among investors.
  • The trailing P/E ratio of 10.70 indicates that the stock may be undervalued, but it also reflects market skepticism about future growth.
  • The stock has a beta of 0.739, indicating lower volatility compared to the market, which may limit potential upside in a bullish market.

Fundamentals

Market cap$927.28MEnterprise value$755.79MTrailing P/E10.57Forward P/E9.24
PEG1.39Price / book1.13Beta0.74Dividend yield3.58%
Revenue growth23.3%Earnings growth58.0%Gross margin0.0%Operating margin45.0%
Profit margin32.2%ROE11.3%ROA1.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$34.25
52w high$33.5052w low$22.85

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$72.2M$71.7M$71.2M$71.0M$65.2M
Op margin—————
Net income$23.5M$22.6M$21.2M$22.1M$15.1M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +1% vs prior quarter ($72M vs $72M).

Yearly (6y)

20252024202320222021
Revenue$270M$233M$250M$272M—
Op margin—————
Net income$76.1M$62.2M$80.0M$101M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headlines — watch

• [WARN · balance sheet] Hanmi Announces Completion of $55.0 Million Subordinated Debt Offering

News

HAFC · daily-2.2% over 13 sessions
Close EMA21 EMA50 EMA200
30.0530.7131.3832.0432.702026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$18M$36M$54M$72M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2