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Grupo Financiero Galicia S.A.

GGAL

Last
$36.81
Day
+0.1%
1y
+6.6%
5y
+262.2%
52w
-41.2%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-2445d
EMA 21
39.07
EMA 50
41.95
EMA 200
45.82
20d high
-16.2%
5y high
-50.3%
5y range
45th
Website · 9,435 employees · Argentina

Positions held

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Score
-24
Hold
avoid
Signal
Strong Sell
Target
$39.57
Stop
$34.42
Stop distance
6.5%
Target vs last
+7.5%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Grupo Financiero Galicia S.A. operates in a competitive banking sector with a focus on regional markets, positioning itself to capture local growth opportunities.
  • Revenue increased by 8% compared to the prior quarter, reaching $2.8 trillion.
  • Operating margin improved to -15.1%, indicating a potential turnaround in operational efficiency.
Bear case
  • The company faces significant challenges with a trailing P/E ratio of 42.9, suggesting overvaluation relative to earnings.
  • The net income for 2026-Q1 was only $66,488, highlighting ongoing profitability issues.
  • The score indicates a 'Strong Sell' signal with a score of -24.00, reflecting negative market trends and investor sentiment.

Fundamentals

Market cap$6.23BEnterprise value$337.06BTrailing P/E41.30Forward P/E5.30
PEG0.18Price / book9.73Beta0.29Dividend yield4.21%
Revenue growth-7.9%Earnings growth12.0%Gross margin0.0%Operating margin17.3%
Profit margin1.5%ROE1.1%ROA0.2%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$66.57
52w high$62.5252w low$28.91

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$2.8T$2.6T$2.6T$2.0T$2.8T—
Op margin-15.1%-20.7%—-14.6%-13.6%—
Net income$258.3B$66.5B-$35.0B-$87.7B$230.6B—
Gross margin——————
Gross profit——————
Operating income-$418.2B-$528.5B—-$287.7B-$379.0B-$520.8B
  • Revenue +8% vs prior quarter ($2.8T vs $2.6T).
  • Operating margin expanded to -15.1%.

Yearly (6y)

20252024202320222021
Revenue$8.5T$9.9T$9.6T$4.7T—
Op margin—-31.8%-45.5%-39.6%—
Net income$212.5B$2.1T$965.9B$329.4B—
Gross margin—————
Gross profit—————
Operating income—-$3.1T-$4.3T-$1.9T-$482.3B
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

GGAL · daily-10.9% over 13 sessions
Close EMA21 EMA50 EMA200
34.8736.7438.6140.4842.352026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$87.7B$632.8B$1.4T$2.1T$2.8T-21%-5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2