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German American Bancorp, Inc.

GABC

Last
$48.16
Day
-1.4%
1y
+26.9%
5y
+25.7%
52w
-6.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2615d
EMA 21
49.09
EMA 50
49.02
EMA 200
45.77
20d high
-3.3%
5y high
-6.5%
5y range
88th
Website · 984 employees · United States

Positions held

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Score
0
Hold
watch
Signal
Neutral
Target
$51.47
Stop
$47.50
Stop distance
1.4%
Target vs last
+6.9%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • German American Bancorp operates in a competitive regional banking sector, focusing on customer service and community engagement to differentiate itself from larger banks.
  • In Q2 2026, GABC reported a revenue increase of 4% compared to the previous quarter, reaching $99.954 million.
  • The company's net income for Q2 2026 was $38.172 million, reflecting a strong earnings growth of 21.4% year-over-year.
Bear case
  • The regional banking industry faces challenges from rising interest rates and regulatory pressures that could impact profit margins.
  • GABC's trailing P/E ratio is 12.91, which may indicate limited growth potential compared to industry peers.
  • The stock's beta of 0.602 suggests lower volatility, but it may also limit upside potential in a bullish market.

Fundamentals

Market cap$1.83BEnterprise value$1.91BTrailing P/E12.85Forward P/E11.84
PEG1.46Price / book1.51Beta0.60Dividend yield2.50%
Revenue growth11.0%Earnings growth21.4%Gross margin0.0%Operating margin52.2%
Profit margin37.4%ROE12.5%ROA1.7%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$56.20
52w high$52.2352w low$37.19

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$100.0M$96.1M$96.0M$94.2M$89.9M
Op margin—————
Net income$38.2M$33.2M$35.7M$35.1M$31.4M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +4% vs prior quarter ($100M vs $96M).

Yearly (6y)

20252024202320222021
Revenue$361M$215M$251M$260M—
Op margin—————
Net income$113M$83.8M$85.9M$81.8M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

GABC · daily-0.3% over 13 sessions
Close EMA21 EMA50 EMA200
47.5048.1248.7449.3649.982026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$25M$50M$75M$100M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2