Upgrade

Flagstar Bank, N.A.

FLG

Last
$11.32
Day
-0.3%
1y
-5.2%
5y
-71.9%
52w
-26.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2312d
EMA 21
12.08
EMA 50
12.83
EMA 200
13.31
20d high
-14.1%
5y high
-73.6%
5y range
17th
Website · 5,631 employees · United States

Positions held

Your positions

FLG isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
-24
Hold
avoid
Signal
Strong Sell
Target
$11.85
Stop
$10.93
Stop distance
3.5%
Target vs last
+4.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Flagstar Bank operates in a competitive regional banking sector, which can benefit from local market knowledge and customer relationships.
  • Revenue increased by 4% in the latest quarter, reaching $516 million compared to $498 million in the prior quarter.
  • The forward P/E ratio stands at 8.87, indicating potential undervaluation relative to future earnings.
Bear case
  • The bank's financial performance has been under pressure, with a net income of -$177 million in 2025, reflecting ongoing challenges in profitability.
  • The stock has a 'Strong Sell' signal with a score of -24.00, indicating significant bearish trends in technical analysis.
  • The trailing P/E ratio is extremely high at 385.33, suggesting overvaluation compared to earnings.

Fundamentals

Market cap$4.71BEnterprise value$11.47BTrailing P/E378.33Forward P/E9.36
PEG0.78Price / book0.62Beta1.05Dividend yield0.35%
Revenue growth15.3%Earnings growth—Gross margin0.0%Operating margin20.3%
Profit margin2.4%ROE0.6%ROA0.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$15.59
52w high$15.4452w low$10.57

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$516M$498M$557M$519M$496M—
Op margin——————
Net income$34.0M$21.0M$29.0M-$36.0M-$70.0M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +4% vs prior quarter ($516M vs $498M).

Yearly (6y)

20252024202320222021
Revenue$2.1B$2.6B$3.6B$1.5B—
Op margin—————
Net income-$177M-$1.1B-$79.0M$650M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headlines — watch

• [WARN · legal] Customers could get up to $25K in Flagstar Bank settlement

• [WARN · legal] Flagstar Bank data breach settlement: Find out if you qualify for up to $25,000

News

FLG · daily-9.5% over 13 sessions
Close EMA21 EMA50 EMA200
11.0211.5011.9712.4512.922026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$70M$87M$244M$400M$557M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2