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Financial Institutions, Inc.

FISI

Last
$38.45
Day
-1.5%
1y
+44.1%
5y
+25.6%
52w
-9.1%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2918d
EMA 21
39.77
EMA 50
39.98
EMA 200
36.52
20d high
-5.3%
5y high
-9.1%
5y range
87th
Website · 631 employees · United States

Positions held

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Score
-16
Hold
avoid
Signal
Strong Sell
Target
$40.51
Stop
$37.83
Stop distance
1.6%
Target vs last
+5.4%

Fundamentals

Market cap$769.53MEnterprise value$978.46MTrailing P/E9.69Forward P/E9.08
PEG1.41Price / book1.23Beta0.64Dividend yield3.28%
Revenue growth7.0%Earnings growth22.4%Gross margin0.0%Operating margin43.6%
Profit margin33.9%ROE13.3%ROA1.3%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$45.00
52w high$42.9752w low$25.61

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$64.5M$62.4M$63.7M$63.6M$59.4M—
Op margin——————
Net income$21.2M$21.0M$20.0M$20.5M$17.5M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +3% vs prior quarter ($64M vs $62M).

Yearly (6y)

20252024202320222021
Revenue$244M$115M$212M$212M—
Op margin—————
Net income$74.9M-$41.6M$50.3M$56.6M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headline risk — review

• [CRITICAL · integrity] Fraud Detection, Workflow Automation and Document Handling Are Community Financial Institutions’ Top AI Investment Prior

• [WARN · legal] Regulator Highlights AI Risks to Canada's Financial System

News

FISI · daily-3.1% over 13 sessions
Close EMA21 EMA50 EMA200
37.9638.7139.4740.2240.972026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$16M$32M$48M$64M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2