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Figure Technology Solutions, In

FIGR

Last
$28.82
Day
+4.4%
1y
-42.5%
5y
-11.3%
52w
-64.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-1232d
EMA 21
30.62
EMA 50
31.95
EMA 200
33.95
20d high
-26.3%
5y high
-64.6%
5y range
7th
Website · 602 employees · United States

Positions held

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Score
-24
Hold
avoid
Signal
Strong Sell
Target
$30.77
Stop
$24.96
Stop distance
13.4%
Target vs last
+6.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Figure Technology Solutions is well-positioned in the capital markets industry, leveraging technology to enhance efficiency and reduce costs, which can attract more clients and increase market share.
  • In Q2 2026, revenue increased by 38% compared to the previous quarter, reaching $222 million.
  • The operating margin expanded to 43.5% in Q2 2026, indicating improved operational efficiency.
Bear case
  • Despite its potential, Figure Technology Solutions faces significant challenges, including a high debt-to-equity ratio of 104.34, which may limit financial flexibility.
  • The company reported a net income of -$47.935 million in 2023, highlighting ongoing profitability issues.
  • The overall score indicates a 'Strong Sell' signal with a score of -24.00, reflecting negative market sentiment.

Fundamentals

Market cap$6.19BEnterprise value$6.23BTrailing P/E29.68Forward P/E14.60
PEG—Price / book4.37Beta—Dividend yield0.00%
Revenue growth120.8%Earnings growth337.5%Gross margin100.0%Operating margin35.5%
Profit margin38.3%ROE26.1%ROA5.1%Debt / equity1.04
Current ratio1.86Free cash flow-$254.03MAnalyst recommendationbuyMean target$53.00
52w high$78.0052w low$24.11

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$222M$161M$167M$153M$113M—
Op margin43.5%34.1%26.2%41.8%36.9%—
Net income$87.4M$44.9M$15.2M$89.6M$29.9M—
Gross margin96.1%95.0%95.4%94.3%94.2%—
Gross profit$213M$153M$159M$144M$106M—
Operating income$96.7M$54.9M$43.7M$63.9M$41.6M—
  • Revenue +38% vs prior quarter ($222M vs $161M).
  • Gross margin 96.1% (was 95% prior quarter).
  • Operating margin expanded to 43.5%.

Yearly (6y)

202520242023
Revenue$509M$327M$215M
Op margin33.6%21.8%1.0%
Net income$134M$17.2M-$47.9M
Gross margin94.2%93.4%68.9%
Gross profit$480M$306M$148M
Operating income$171M$71.2M$2.1M
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

FIGR · daily-25.6% over 13 sessions
Close EMA21 EMA50 EMA200
26.2629.1932.1235.0537.982026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$56M$111M$167M$222M0%48%96%2025-Q22025-Q32025-Q42026-Q12026-Q2