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First Financial Bankshares, Inc

FFIN

Last
$30.77
Day
-2.1%
1y
-6.8%
5y
-34.1%
52w
-13.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2211d
EMA 21
32.21
EMA 50
32.91
EMA 200
33.06
20d high
-6.8%
5y high
-42.9%
5y range
27th
Website · 1,500 employees · United States

Positions held

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Score
-24
Hold
avoid
Signal
Strong Sell
Target
$32.57
Stop
$30.48
Stop distance
0.9%
Target vs last
+5.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • First Financial Bankshares operates in a competitive regional banking sector with a strong focus on customer service and community engagement.
  • The company reported a revenue increase of 4% compared to the prior quarter, reaching $169 million.
  • First Financial Bankshares has demonstrated consistent revenue growth, with a yearly revenue of $617.111 million in 2025.
Bear case
  • The stock has a sell signal with a score of -11.00, indicating potential downward pressure.
  • The company's trailing P/E ratio stands at 17.07, which may be considered high compared to industry peers.
  • Despite recent revenue growth, net income for 2026-Q2 was $71.894 million, showing a decline from $73.309 million in 2025-Q4.

Fundamentals

Market cap$4.50BEnterprise value$4.24BTrailing P/E16.81Forward P/E14.55
PEG2.55Price / book2.24Beta0.83Dividend yield2.80%
Revenue growth9.8%Earnings growth7.3%Gross margin0.0%Operating margin56.0%
Profit margin42.2%ROE14.4%ROA1.8%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$36.29
52w high$36.5252w low$28.12

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$169M$164M$161M$158M$153M—
Op margin——————
Net income$71.9M$71.5M$73.3M$52.3M$66.7M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +4% vs prior quarter ($169M vs $164M).

Yearly (6y)

20252024202320222021
Revenue$617M$537M$478M$520M—
Op margin—————
Net income$254M$224M$199M$234M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headlines — watch

• [WARN · legal] 3 Unpopular Stocks Walking a Fine Line

News

FFIN · daily-2.7% over 13 sessions
Close EMA21 EMA50 EMA200
30.9431.5532.1632.7733.382026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$42M$85M$127M$169M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2