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First Financial Bancorp.

FFBC

Last
$30.90
Day
-1.0%
1y
+22.4%
5y
+30.4%
52w
-13.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2716d
EMA 21
31.73
EMA 50
32.26
EMA 200
30.71
20d high
-5.6%
5y high
-13.9%
5y range
74th
Website · 2,371 employees · United States

Positions held

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Score
-16
Hold
avoid
Signal
Strong Sell
Target
$32.38
Stop
$30.22
Stop distance
2.2%
Target vs last
+4.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • First Financial Bancorp is well-positioned in the regional banking sector, benefiting from a strong market capitalization of approximately $3.3 billion, which supports its growth strategy.
  • The company has shown a revenue growth of 16.5% year-over-year, indicating strong demand for its financial services.
  • In the most recent quarter, First Financial Bancorp reported a net income of $76.456 million, up from $74.445 million in the previous quarter.
Bear case
  • The regional banking industry faces increasing competition, which could pressure profit margins and market share for First Financial Bancorp.
  • The trailing P/E ratio of 11.08 suggests that the stock may not be undervalued compared to its peers, limiting upside potential.
  • First Financial Bancorp's revenue decreased by 1% in the last quarter compared to the prior quarter, indicating potential challenges in maintaining growth momentum.

Fundamentals

Market cap$3.28BEnterprise value$3.50BTrailing P/E11.02Forward P/E8.82
PEG1.12Price / book1.10Beta0.95Dividend yield3.24%
Revenue growth16.5%Earnings growth0.0%Gross margin0.0%Operating margin39.8%
Profit margin29.9%ROE10.3%ROA1.4%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$38.00
52w high$36.2552w low$23.06

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$261M$263M$239M$234M$226M—
Op margin——————
Net income$76.5M$74.4M$62.4M$71.9M$70.0M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -1% vs prior quarter ($261M vs $263M).

Yearly (6y)

20252024202320222021
Revenue$899M$836M$840M$709M—
Op margin—————
Net income$256M$229M$256M$218M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headlines — watch

• [WARN · legal] 3 Growth Stocks Walking a Fine Line

News

FFBC · daily-0.4% over 13 sessions
Close EMA21 EMA50 EMA200
30.5131.0831.6432.2132.782026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$66M$131M$197M$263M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2