Upgrade

FirstCash Holdings, Inc.

FCFS

Last
$213.70
Day
+1.0%
1y
+37.0%
5y
+141.2%
52w
-11.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2918d
EMA 21
214.42
EMA 50
215.66
EMA 200
201.61
20d high
-7.5%
5y high
-11.5%
5y range
85th
Website · United States

Positions held

Your positions

FCFS isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
-23
Hold
avoid
Signal
Strong Sell
Target
$221.75
Stop
$202.94
Stop distance
5.0%
Target vs last
+3.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • FirstCash Holdings, Inc. operates in a growing credit services industry, which benefits from increasing demand for alternative financing solutions as consumers seek flexible payment options.
  • The company has demonstrated strong revenue growth of 29.4% year-over-year, indicating robust business expansion.
  • FirstCash's earnings growth stands at 58.2%, showcasing its ability to effectively manage costs and increase profitability.
Bear case
  • Despite its growth, FirstCash's stock has a sell signal with a score of -14.00, indicating potential market concerns.
  • The company's revenue remained flat with a -1% change from the prior quarter, suggesting stagnation in sales performance.
  • The current ratio of 4.887, while indicating liquidity, also reflects a high level of debt to equity at 116.419, which may raise concerns about financial stability.

Fundamentals

Market cap$9.17BEnterprise value$11.70BTrailing P/E23.87Forward P/E16.29
PEG1.17Price / book3.96Beta0.55Dividend yield0.79%
Revenue growth29.4%Earnings growth58.2%Gross margin57.9%Operating margin15.5%
Profit margin9.4%ROE17.4%ROA8.3%Debt / equity1.16
Current ratio4.89Free cash flow$219.81MAnalyst recommendationstrong_buyMean target$249.75
52w high$238.9352w low$146.77

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue—$1.1B$1.1B$936M$831M$836M
Op margin—16.7%16.3%16.0%12.7%16.2%
Net income—$108M$104M$82.8M$59.8M$83.6M
Gross margin—51.6%50.1%50.6%49.7%50.7%
Gross profit—$542M$530M$474M$413M$424M
Operating income—$176M$172M$149M$105M$136M
  • Revenue -1% vs prior quarter ($1.1B vs $1.1B).
  • Gross margin 51.6% (was 50.1% prior quarter).

Yearly (6y)

20252024202320222021
Revenue$3.7B$3.4B$3.2B$2.7B—
Op margin15.4%13.2%12.2%10.4%—
Net income$330M$259M$219M$253M—
Gross margin50.3%48.1%47.8%46.3%—
Gross profit$1.8B$1.6B$1.5B$1.3B—
Operating income$562M$446M$384M$284M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

FCFS · daily-4.2% over 13 sessions
Close EMA21 EMA50 EMA200
205.46210.09214.72219.34223.972026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$265M$529M$794M$1.1B0%26%52%2025-Q12025-Q22025-Q32025-Q42026-Q1