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First BanCorp. New

FBP

Last
$26.68
Day
+0.0%
1y
+23.2%
5y
+95.2%
52w
-10.7%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2212d
EMA 21
27.05
EMA 50
27.32
EMA 200
25.17
20d high
-6.2%
5y high
-10.7%
5y range
84th
Website · 3,218 employees · United States

Positions held

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Score
1
Hold
watch
Signal
Neutral
Target
$27.64
Stop
$25.87
Stop distance
3.0%
Target vs last
+3.6%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • First BanCorp operates in a competitive regional banking sector, benefiting from a strong market position and a growing customer base.
  • In the latest quarter, First BanCorp reported a revenue increase of 2% compared to the prior quarter, reaching $257 million.
  • The company's net income for the most recent quarter was $96.154 million.
Bear case
  • The financial services industry faces regulatory challenges that could impact profitability and growth.
  • First BanCorp's trailing P/E ratio is 11.27, which is relatively low compared to industry averages, indicating potential undervaluation but also market skepticism.
  • The company's score is currently neutral with a score of -3.00, reflecting mixed market signals.

Fundamentals

Market cap$4.07BEnterprise value$3.68BTrailing P/E11.21Forward P/E10.34
PEG4.15Price / book2.05Beta0.83Dividend yield3.00%
Revenue growth9.4%Earnings growth24.4%Gross margin0.0%Operating margin49.1%
Profit margin39.0%ROE19.5%ROA2.0%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$31.43
52w high$29.8852w low$19.16

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$257M$252M$238M$240M$240M—
Op margin——————
Net income$96.2M—————
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +2% vs prior quarter ($257M vs $252M).

Yearly (6y)

20252024202320222021
Revenue$962M$905M$897M$887M—
Op margin—————
Net income$345M$299M$303M$305M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

FBP · daily-0.9% over 13 sessions
Close EMA21 EMA50 EMA200
25.7726.2726.7627.2527.752026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$64M$129M$193M$257M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2