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First Bancorp

FBNC

Last
$59.17
Day
-0.9%
1y
+18.6%
5y
+36.2%
52w
-10.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2817d
EMA 21
61.82
EMA 50
62.68
EMA 200
59.59
20d high
-8.2%
5y high
-10.6%
5y range
83th
Website · 1,396 employees · United States

Positions held

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Score
-16
Hold
avoid
Signal
Strong Sell
Target
$62.26
Stop
$57.62
Stop distance
2.6%
Target vs last
+5.2%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • First Bancorp operates in a competitive regional banking sector, focusing on growth strategies that leverage local market knowledge and customer relationships.
  • In Q2 2026, First Bancorp reported a revenue increase of 4% compared to the previous quarter, reaching $126 million.
  • The company has demonstrated strong earnings growth of 31.2% over the last year.
Bear case
  • The financial services industry is currently facing regulatory pressures that could impact profitability and operational flexibility.
  • First Bancorp's current score indicates a 'Strong Sell' signal with a score of -16.00, reflecting negative market trends.
  • The stock has a trailing P/E ratio of 18.55, which may suggest overvaluation compared to industry peers.

Fundamentals

Market cap$2.47BEnterprise value$2.01BTrailing P/E18.55Forward P/E11.85
PEG1.56Price / book1.44Beta0.86Dividend yield1.61%
Revenue growth16.0%Earnings growth31.2%Gross margin0.0%Operating margin51.2%
Profit margin32.4%ROE8.1%ROA1.0%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$69.00
52w high$66.7852w low$45.96

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$126M$121M$81.9M$88.1M$109M—
Op margin——————
Net income$50.5M$46.7M$15.7M$20.4M$38.6M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +4% vs prior quarter ($126M vs $121M).

Yearly (6y)

2025202420232022
Revenue$384M$344M$399M$392M
Op margin————
Net income$111M$76.2M$104M$147M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

FBNC · daily-5.2% over 13 sessions
Close EMA21 EMA50 EMA200
58.2359.7361.2362.7464.242026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$31M$63M$94M$126M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2