Upgrade

Essent Group Ltd.

ESNT

Last
$62.49
Day
-1.7%
1y
+7.8%
5y
+41.2%
52w
-9.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0627d
EMA 21
63.78
EMA 50
65.05
EMA 200
63.39
20d high
-8.1%
5y high
-9.6%
5y range
81th
Website · 518 employees · Bermuda

Positions held

Your positions

ESNT isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
3
Hold
watch
Signal
Neutral
Target
$66.67
Stop
$61.02
Stop distance
2.4%
Target vs last
+6.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Essent Group Ltd. operates in a niche insurance market with strong profit margins, making it an attractive investment opportunity for those seeking stability in financial services.
  • In the most recent quarter, Essent reported a revenue increase of 8% compared to the prior quarter, reaching $363 million.
  • The company's trailing P/E ratio stands at 8.63, indicating it may be undervalued compared to its earnings potential.
Bear case
  • Despite its strong revenue growth, Essent's stock is currently rated as a 'Strong Sell' due to bearish technical indicators and market trends.
  • The company's score indicates a significant downward trend with a score of -16.00, reflecting a challenging market environment.
  • Essent's revenue growth has slowed, with a yearly increase of only 0.136, suggesting potential headwinds in maintaining momentum.

Fundamentals

Market cap$5.72BEnterprise value$5.51BTrailing P/E8.87Forward P/E7.99
PEG—Price / book1.01Beta0.76Dividend yield2.20%
Revenue growth13.6%Earnings growth7.8%Gross margin76.0%Operating margin65.8%
Profit margin51.5%ROE12.0%ROA7.2%Debt / equity0.09
Current ratio1.79Free cash flow$690.25MAnalyst recommendationbuyMean target$74.86
52w high$70.3752w low$55.34

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$363M$336M$319M$319M$319M
Op margin—————
Net income$190M$172M$155M$164M$195M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +8% vs prior quarter ($363M vs $336M).

Yearly (6y)

2025202420232022
Revenue$1.3B$1.3B$1.1B$1.0B
Op margin————
Net income$690M$729M$696M$831M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

ESNT · daily-3.2% over 13 sessions
Close EMA21 EMA50 EMA200
57.1359.7662.3965.0267.652026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$91M$181M$272M$363M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2