Dave Inc.
DAVE
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Dave Inc. operates in the growing software application industry, which is experiencing significant demand as businesses increasingly rely on digital solutions.
- In Q2 2026, Dave reported a revenue of $170.793 million, reflecting an 8% increase compared to the previous quarter.
- The company's gross margin improved to 87% in Q2 2026, up from 86.9% in Q1 2026.
- Despite growth, Dave's earnings have shown volatility, with a decline in earnings growth of -21% year-over-year.
- The operating margin has compressed to 30.6% in Q2 2026, down from 37.6% in Q1 2026.
- Dave's net income was only $6.687 million in Q2 2026, a significant drop from $57.936 million in Q1 2026.
Fundamentals
| Market cap | $4.51B | Enterprise value | $4.52B | Trailing P/E | 22.79 | Forward P/E | 15.92 |
| PEG | — | Price / book | 21.68 | Beta | 3.93 | Dividend yield | 0.00% |
| Revenue growth | 29.6% | Earnings growth | -21.0% | Gross margin | 71.7% | Operating margin | 32.9% |
| Profit margin | 34.6% | ROE | 104.8% | ROA | 31.0% | Debt / equity | 1.29 |
| Current ratio | 4.22 | Free cash flow | $167.17M | Analyst recommendation | buy | Mean target | $444.21 |
| 52w high | $458.25 | 52w low | $152.21 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $171M | $158M | $164M | $151M | $132M |
| Op margin | 30.6% | 37.6% | 39.4% | 30.5% | 31.2% |
| Net income | $6.7M | $57.9M | $65.9M | $92.1M | $9.0M |
| Gross margin | 87.1% | 86.9% | 87.9% | 86.7% | 86.9% |
| Gross profit | $149M | $138M | $144M | $131M | $114M |
| Operating income | $52.2M | $59.6M | $64.5M | $45.9M | $41.1M |
- Revenue +8% vs prior quarter ($171M vs $158M).
- Gross margin 87% (was 86.9% prior quarter).
- Operating margin compressed to 30.6%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $554M | $347M | $259M | $205M | — |
| Op margin | 33.7% | 10.0% | -16.3% | -65.6% | — |
| Net income | $196M | $57.9M | -$48.5M | -$129M | — |
| Gross margin | 86.7% | 81.2% | 76.3% | 84.4% | — |
| Gross profit | $480M | $282M | $198M | $173M | — |
| Operating income | $187M | $34.6M | -$42.2M | -$134M | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-02 · Top Bank Names 6 Stocks With Major Catalysts Ahead
2026-09-26 · MarketBeat Week in Review – 09/21 - 09/25
2026-09-25 · SEZL vs. DAVE: Which Consumer Fintech Stock Is the Better Bet?
2026-09-25 · Dave’s Success Has Investors Split
2026-09-25 · 3 Consumer Credit Stocks Facing The Next Rate Shock
2026-09-16 · Dave (DAVE) Climbed, But What Is Drawing Fresh Attention?
2026-09-15 · Ulta Beauty, Etsy upgraded: Wall Street's top analyst calls
2026-09-15 · JPMorgan Initiates Dave at Overweight With $480 Price Target
2026-09-11 · Coherent (COHR) Down 10.4% Since Last Earnings Report: Can It Rebound?
2026-09-09 · Loop Capital Initiates Dave at Buy With $500 Price Target
2026-09-05 · ServiceNow Leads Five Stocks To Watch Near Buy Points
2026-09-04 · DAVE INC (DAVE) Up 7% Since Last Earnings Report: Can It Continue?
Price (daily)
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