Citizens & Northern Corp
CZNC
Last
$24.94
Day
-1.3%
1y
+29.8%
5y
-0.4%
52w
-4.2%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2212d
EMA 21
25.47
EMA 50
25.23
EMA 200
23.33
20d high
-4.2%
5y high
-9.7%
5y range
76th
Positions held
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Add it to see shares, cost, and P&L here.
Score
21
Hold
swing
Signal
Buy
Target
$26.88
Stop
$24.46
Stop distance
1.9%
Target vs last
+7.8%
Fundamentals
| Market cap | $453.21M | Enterprise value | $540.71M | Trailing P/E | 17.19 | Forward P/E | 9.19 |
| PEG | 1.21 | Price / book | 1.31 | Beta | 0.40 | Dividend yield | 4.43% |
| Revenue growth | 53.2% | Earnings growth | 100.2% | Gross margin | 0.0% | Operating margin | 42.2% |
| Profit margin | 19.9% | ROE | 8.0% | ROA | 0.9% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | none | Mean target | $27.00 |
| 52w high | $26.37 | 52w low | $18.87 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $38.9M | $36.1M | $36.3M | $29.0M | $28.9M | — |
| Op margin | — | — | — | — | — | — |
| Net income | $14.1M | $0.3M | $4.5M | $6.6M | $6.1M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
- Revenue +8% vs prior quarter ($39M vs $36M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $121M | $107M | $103M | $106M | — |
| Op margin | — | — | — | — | — |
| Net income | $23.4M | $26.0M | $24.1M | $26.6M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
Headline scan
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-08-20 · Are Options Traders Betting on a Big Move in Citizens & Northern Corp Stock?
2026-08-07 · Citizens & Northern (CZNC) Beats Q2 Earnings and Revenue Estimates
2026-08-07 · Citizens & Northern: Q2 Earnings Snapshot
2026-08-03 · Citizens & Northern Corp's Dividend Analysis
2026-07-30 · Citizens Financial Services (CZFS) Tops Q2 Earnings Estimates
2026-07-29 · Beacon Financial (BBT) Q2 Earnings Meet Estimates
2026-07-23 · Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates
Price (daily)
Full chart · RSI · MACD · patternsCZNC · daily-1.6% over 13 sessions
Close EMA21 EMA50 EMA200
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin