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Citizens Financial Services, In

CZFS

Last
$78.05
Day
-1.8%
1y
+41.2%
5y
+30.4%
52w
-6.1%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2919d
EMA 21
80.04
EMA 50
79.25
EMA 200
71.11
20d high
-5.2%
5y high
-13.7%
5y range
76th
Website · 388 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
21
Hold
swing
Signal
Buy
Target
$85.49
Stop
$76.45
Stop distance
2.0%
Target vs last
+9.5%

Fundamentals

Market cap$382.19MEnterprise value$730.66MTrailing P/E9.29Forward P/E9.02
PEG—Price / book1.08Beta0.39Dividend yield2.54%
Revenue growth10.0%Earnings growth20.5%Gross margin0.0%Operating margin44.5%
Profit margin35.8%ROE12.3%ROA1.3%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationnoneMean target$89.00
52w high$84.6552w low$52.35

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$29.7M$29.8M$29.6M$29.0M$27.3M—
Op margin——————
Net income$10.2M$10.4M$10.5M$10.0M$8.5M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -0% vs prior quarter ($30M vs $30M).

Yearly (6y)

20252024202320222021
Revenue$112M$101M$91.9M$81.9M—
Op margin—————
Net income$36.6M$27.8M$17.8M$29.1M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headlines — positive tone

• [OK · fundamentals] All You Need to Know About Citizens Financial Services (CZFS) Rating Upgrade to Strong Buy

News

CZFS · daily-1.3% over 13 sessions
Close EMA21 EMA50 EMA200
76.8678.1879.5180.8482.162026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$7M$15M$22M$30M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2