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Community Trust Bancorp, Inc.

CTBI

Last
$74.16
Day
-1.6%
1y
+37.0%
5y
+75.0%
52w
-5.7%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2110d
EMA 21
75.67
EMA 50
75.55
EMA 200
69.08
20d high
-3.5%
5y high
-5.7%
5y range
90th
Website · 970 employees · United States

Positions held

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Score
26
Hold
swing
Signal
Buy
Target
$80.33
Stop
$72.92
Stop distance
1.7%
Target vs last
+8.3%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Community Trust Bancorp operates in a stable regional banking sector, benefiting from a strong local presence and customer loyalty.
  • Revenue increased by 6% compared to the prior quarter, reaching $78 million.
  • The company has shown a consistent earnings growth of 18.8% year-over-year.
Bear case
  • The financial services industry faces increasing competition from fintech companies, which may impact traditional banking profitability.
  • The trailing P/E ratio is 12.75, indicating potential overvaluation compared to industry peers.
  • The stock has a beta of 0.564, suggesting lower volatility but also limited upside potential in a bullish market.

Fundamentals

Market cap$1.37BEnterprise value$1.67BTrailing P/E12.63Forward P/E11.60
PEG1.03Price / book1.54Beta0.56Dividend yield3.45%
Revenue growth11.2%Earnings growth18.8%Gross margin0.0%Operating margin52.1%
Profit margin37.6%ROE12.7%ROA1.6%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationnoneMean target$81.33
52w high$79.9252w low$50.25

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$78.5M$74.2M$74.7M$71.5M$70.2M
Op margin—————
Net income$29.6M$27.2M$27.3M$23.9M$24.9M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +6% vs prior quarter ($78M vs $74M).

Yearly (6y)

20252024202320222021
Revenue$283M$249M$231M$227M—
Op margin—————
Net income$98.1M$82.8M$78.0M$81.8M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CTBI · daily+0.4% over 13 sessions
Close EMA21 EMA50 EMA200
72.6373.7574.8775.9877.102026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$20M$39M$59M$78M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2