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Circle Internet Group, Inc.

CRCL

Last
$84.64
Day
+4.7%
1y
-46.3%
5y
-2.9%
52w
-49.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-1132d
EMA 21
85.08
EMA 50
84.10
EMA 200
88.82
20d high
-19.1%
5y high
-73.0%
5y range
12th
Website · 1,100 employees · United States

Positions held

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Score
13
Hold
watch
Signal
Neutral
Target
$89.07
Stop
$73.98
Stop distance
12.6%
Target vs last
+5.2%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Circle Internet Group, Inc. is well-positioned in the capital markets sector, leveraging its innovative financial services to capitalize on the growing demand for digital currencies and blockchain technology.
  • Revenue increased by 1% from the prior quarter, reaching $701 million, while gross margin improved to 22.1% from 21.5%.
  • The company reported a net income of $48.221 million in Q2 2026, indicating a consistent profitability trend.
Bear case
  • Despite its growth potential, Circle faces significant competition in the rapidly evolving financial services landscape, which could impact its market share.
  • The trailing P/E ratio stands at 57.23, suggesting that the stock may be overvalued relative to its earnings.
  • In 2025, the company reported a net income loss of $69.508 million, highlighting challenges in maintaining profitability amid fluctuating revenues.

Fundamentals

Market cap$20.52BEnterprise value$18.81BTrailing P/E55.37Forward P/E57.25
PEG4.34Price / book5.82Beta—Dividend yield0.00%
Revenue growth6.6%Earnings growth—Gross margin22.0%Operating margin4.9%
Profit margin15.5%ROE15.3%ROA0.2%Debt / equity0.00
Current ratio1.04Free cash flow$206.23MAnalyst recommendationbuyMean target$105.56
52w high$159.4752w low$49.90

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$701M$694M$770M$740M$658M—
Op margin4.8%6.6%7.3%10.7%-49.6%—
Net income$48.2M$55.3M$133M$214M-$482M—
Gross margin22.1%21.5%22.4%22.0%-38.3%—
Gross profit$155M$149M$172M$163M-$252M—
Operating income$33.7M$45.9M$56.6M$79.3M-$326M—
  • Revenue +1% vs prior quarter ($701M vs $694M).
  • Gross margin 22.1% (was 21.5% prior quarter).

Yearly (6y)

20252024202320222021
Revenue$2.7B$1.7B$1.5B$772M—
Op margin-3.3%9.7%16.2%8.2%—
Net income-$69.5M$156M$268M-$769M—
Gross margin8.7%23.6%29.4%32.3%—
Gross profit$238M$395M$427M$250M—
Operating income-$91.1M$163M$234M$63.5M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CRCL · daily-14.5% over 13 sessions
Close EMA21 EMA50 EMA200
77.9583.0888.2293.3698.492026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$482M-$169M$144M$457M$770M-50%-14%22%2025-Q22025-Q32025-Q42026-Q12026-Q2