Upgrade

Central Pacific Financial Corp

CPF

Last
$35.60
Day
-1.8%
1y
+22.8%
5y
+38.6%
52w
-11.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0424d
EMA 21
36.63
EMA 50
37.11
EMA 200
35.20
20d high
-5.5%
5y high
-11.6%
5y range
83th
Website · 722 employees · United States

Positions held

Your positions

CPF isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
1
Hold
watch
Signal
Neutral
Target
$37.59
Stop
$35.11
Stop distance
1.4%
Target vs last
+5.6%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Central Pacific Financial Corp is well-positioned in the regional banking sector, benefiting from a growing revenue stream and a solid profit margin.
  • In Q2 2026, CPF reported a revenue increase of 6% compared to the previous quarter, reaching $76 million.
  • The company's net income for Q2 2026 was $20.822 million, demonstrating strong earnings growth.
Bear case
  • Despite its strengths, CPF faces a challenging market environment indicated by a 'Strong Sell' signal and various bearish technical indicators.
  • The stock has a score of -16.00, reflecting negative trends such as MACD bear and RSI≤45.
  • The company's trailing P/E ratio stands at 11.67, which may suggest overvaluation compared to industry peers.

Fundamentals

Market cap$933.09MEnterprise value$645.19MTrailing P/E11.62Forward P/E10.10
PEG1.97Price / book1.57Beta0.86Dividend yield3.31%
Revenue growth7.7%Earnings growth19.4%Gross margin0.0%Operating margin36.8%
Profit margin28.8%ROE14.2%ROA1.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$41.75
52w high$40.9952w low$27.38

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$76.3M$71.8M$75.9M$73.5M$71.5M—
Op margin——————
Net income$20.8M$20.7M$22.9M$18.6M$18.3M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +6% vs prior quarter ($76M vs $72M).

Yearly (6y)

20252024202320222021
Revenue$289M$246M$247M$260M—
Op margin—————
Net income$77.5M$53.4M$58.7M$73.9M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CPF · daily-1.4% over 13 sessions
Close EMA21 EMA50 EMA200
34.9735.6636.3637.0537.742026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$19M$38M$57M$76M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2