Corpay, Inc.
CPAY
Last
$397.92
Day
-1.0%
1y
+38.2%
5y
+53.7%
52w
-5.9%
SPY YTD
+13.3%
XLK
+37.1%
Earnings
2026-11-0425d
EMA 21
400.25
EMA 50
395.88
EMA 200
359.68
20d high
-3.2%
5y high
-5.9%
5y range
91th
Positions held
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Add it to see shares, cost, and P&L here.
Score
26
Hold
swing
Signal
Buy
Target
$427.22
Stop
$389.51
Stop distance
2.1%
Target vs last
+7.4%
Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.
Bull case
- Corpay, Inc. operates in the Software - Infrastructure industry, which is experiencing a significant digital transformation, increasing demand for efficient financial solutions.
- Revenue increased by 6% compared to the prior quarter, reaching $1.3 billion.
- Gross margin improved to 79.4%, up from 78.4% in the previous quarter.
Bear case
- Despite strong revenue growth, Corpay's earnings growth has declined by 7%, indicating potential challenges in profitability.
- Operating margin compressed to 35.2%, down from 40.8% in the previous quarter.
- The company's debt-to-equity ratio stands at 275.29, suggesting high leverage that could pose risks.
Fundamentals
| Market cap | $26.40B | Enterprise value | $34.32B | Trailing P/E | 24.44 | Forward P/E | 12.76 |
| PEG | 0.77 | Price / book | 7.45 | Beta | 0.89 | Dividend yield | 0.00% |
| Revenue growth | 21.5% | Earnings growth | -7.0% | Gross margin | 80.5% | Operating margin | 46.9% |
| Profit margin | 22.7% | ROE | 29.2% | ROA | 6.3% | Debt / equity | 2.75 |
| Current ratio | 0.97 | Free cash flow | $1.95B | Analyst recommendation | buy | Mean target | $461.00 |
| 52w high | $427.46 | 52w low | $252.84 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.3B | $1.2B | $1.2B | $1.1B | — |
| Op margin | 35.2% | 40.8% | 41.8% | 44.6% | 43.5% | — |
| Net income | $248M | $350M | $264M | $278M | $284M | — |
| Gross margin | 79.4% | 78.4% | 79.2% | 78.8% | 78.4% | — |
| Gross profit | $1.1B | $989M | $988M | $924M | $864M | — |
| Operating income | $471M | $515M | $522M | $523M | $479M | — |
- Revenue +6% vs prior quarter ($1.3B vs $1.3B).
- Gross margin 79.4% (was 78.4% prior quarter).
- Operating margin compressed to 35.2%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $4.5B | $4.0B | $3.8B | $3.4B | — |
| Op margin | 43.1% | 44.2% | 44.1% | 42.2% | — |
| Net income | $1.1B | $1.0B | $982M | $954M | — |
| Gross margin | 78.6% | 78.1% | 78.2% | 77.7% | — |
| Gross profit | $3.6B | $3.1B | $2.9B | $2.7B | — |
| Operating income | $2.0B | $1.8B | $1.7B | $1.4B | — |
Headline scan
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
No headlines.
Price (daily)
Full chart · RSI · MACD · patternsCPAY · daily+35.5% over 260 sessions
Close EMA21 EMA50 EMA200
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin