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ChoiceOne Financial Services, I

COFS

Last
$32.48
Day
-1.6%
1y
+18.1%
5y
+32.5%
52w
-6.7%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2313d
EMA 21
33.11
EMA 50
33.23
EMA 200
31.88
20d high
-3.6%
5y high
-13.4%
5y range
77th
Website · 577 employees · United States

Positions held

Your positions

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Add it to see shares, cost, and P&L here.

Score
-7
Hold
avoid
Signal
Sell
Target
$34.12
Stop
$32.11
Stop distance
1.1%
Target vs last
+5.0%

Fundamentals

Market cap$493.83MEnterprise value$747.99MTrailing P/E9.00Forward P/E8.87
PEG-1.29Price / book1.02Beta0.64Dividend yield3.51%
Revenue growth-2.6%Earnings growth-7.8%Gross margin0.0%Operating margin41.8%
Profit margin32.2%ROE12.0%ROA1.2%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$37.00
52w high$35.4052w low$26.10

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$41.6M$42.5M$42.9M$44.7M$42.8M
Op margin—————
Net income$12.5M$13.7M$13.9M$14.7M$13.5M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue -2% vs prior quarter ($42M vs $42M).

Yearly (6y)

20252024202320222021
Revenue$162M$92.4M$80.8M$81.4M—
Op margin—————
Net income$28.2M$26.7M$21.3M$23.6M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

COFS · daily+0.5% over 13 sessions
Close EMA21 EMA50 EMA200
31.8232.2832.7333.1933.652026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$11M$22M$34M$45M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2