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Clover Health Investments, Corp

CLOV

Last
$4.79
Day
+4.6%
1y
+71.5%
5y
-35.9%
52w
-18.1%
SPY YTD
+13.3%
XLV
+8.1%
Earnings
2026-11-0323d
EMA 21
4.49
EMA 50
4.44
EMA 200
3.76
20d high
-11.7%
5y high
-46.6%
5y range
50th
Website · 724 employees · United States

Positions held

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Score
45
Hold
swing
Signal
Strong Buy
Target
$5.16
Stop
$4.29
Stop distance
10.4%
Target vs last
+7.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Clover Health is positioned in a growing healthcare industry, focusing on innovative health plans that cater to underserved populations.
  • Clover Health's revenue showed a slight decrease of 1% in the latest quarter, totaling $743 million, but it reflects a strong growth trajectory with a 55.6% revenue growth year-over-year.
  • The company has a current ratio of 1.501, indicating a solid liquidity position to cover short-term liabilities.
Bear case
  • The healthcare plans industry is highly competitive, and Clover Health faces challenges in maintaining profitability.
  • Clover Health reported a net income loss of $213.361 million in 2023, with an operating margin of -14.24%, highlighting ongoing financial struggles.
  • The company's profit margin stands at -0.74%, indicating that it is currently not generating profit from its revenues.

Fundamentals

Market cap$2.43BEnterprise value$2.19BTrailing P/E—Forward P/E30.53
PEG—Price / book6.44Beta2.46Dividend yield0.00%
Revenue growth55.6%Earnings growth—Gross margin18.5%Operating margin3.8%
Profit margin-0.7%ROE-5.1%ROA-1.8%Debt / equity—
Current ratio1.50Free cash flow$69.05MAnalyst recommendationnoneMean target$5.38
52w high$5.5952w low$1.58

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$743M$749M$488M$497M$478M—
Op margin3.8%3.6%-10.1%-4.9%-2.2%—
Net income$28.0M$27.3M-$49.3M-$24.4M-$10.6M—
Gross margin20.6%21.3%15.2%14.7%20.9%—
Gross profit$153M$160M$74.2M$73.2M$99.6M—
Operating income$28.0M$27.3M-$49.3M-$24.4M-$10.6M—
  • Revenue -1% vs prior quarter ($743M vs $749M).
  • Gross margin 20.6% (was 21.3% prior quarter).

Yearly (6y)

20252024202320222021
Revenue$1.9B$1.4B$1.3B$1.1B—
Op margin-4.4%-3.3%-14.2%-26.1%—
Net income-$85.5M-$43.0M-$213M-$340M—
Gross margin18.5%26.6%20.3%9.4%—
Gross profit$356M$365M$256M$103M—
Operating income-$85.5M-$45.5M-$180M-$287M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CLOV · daily-1.9% over 13 sessions
Close EMA21 EMA50 EMA200
4.084.254.434.614.782026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$49M$150M$350M$550M$749M-10%6%21%2025-Q22025-Q32025-Q42026-Q12026-Q2