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Columbia Financial, Inc.

CLBK

Last
$10.80
Day
-1.9%
1y
+67.0%
5y
+29.3%
52w
-8.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-199d
EMA 21
11.21
EMA 50
11.12
EMA 200
9.64
20d high
-6.6%
5y high
-8.3%
5y range
84th
Website · 749 employees · United States

Positions held

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Score
12
Hold
watch
Signal
Neutral
Target
$11.92
Stop
$10.56
Stop distance
2.2%
Target vs last
+10.4%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Columbia Financial, Inc. operates in a competitive regional banking sector, which is benefiting from a rising interest rate environment that can enhance net interest margins.
  • The company's revenue grew by 13.1% year-over-year, reaching $258.703 million in 2025.
  • Columbia Financial reported a net income of $51.766 million in 2025, a significant recovery from a net loss of $11.653 million in 2024.
Bear case
  • Despite the potential for growth, Columbia Financial's stock has a trailing P/E ratio of 19.19, which may indicate overvaluation compared to peers.
  • In the most recent quarter, revenue decreased by 2% compared to the prior quarter, falling from $69 million to $67 million.
  • The company's score is currently neutral at 12.00, with several bearish indicators including a MACD bear signal and a falling relative strength compared to the benchmark.

Fundamentals

Market cap$2.97BEnterprise value$3.11BTrailing P/E18.98Forward P/E17.38
PEG—Price / book2.11Beta0.26Dividend yield1.82%
Revenue growth13.1%Earnings growth16.7%Gross margin0.0%Operating margin32.6%
Profit margin21.8%ROE5.0%ROA0.5%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$14.17
52w high$12.0052w low$6.21

Quarterly

2026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$67.1M$68.8M$67.3M$63.9M$58.8M
Op margin—————
Net income$13.1M$15.7M$14.9M$12.3M$8.9M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue -2% vs prior quarter ($67M vs $69M).

Yearly (6y)

20252024202320222021
Revenue$259M$180M$233M$297M—
Op margin—————
Net income$51.8M-$11.7M$36.1M$86.2M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CLBK · daily-3.3% over 13 sessions
Close EMA21 EMA50 EMA200
10.6010.8811.1611.4511.732026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$17M$34M$52M$69M0%5%10%2025-Q12025-Q22025-Q32025-Q42026-Q1