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Cincinnati Financial Corporatio

CINF

Last
$163.00
Day
-1.4%
1y
+2.2%
5y
+45.8%
52w
-15.2%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2616d
EMA 21
164.92
EMA 50
168.19
EMA 200
166.81
20d high
-4.6%
5y high
-15.2%
5y range
72th
Website · 5,705 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
-1
Hold
watch
Signal
Neutral
Target
$170.04
Stop
$161.25
Stop distance
1.1%
Target vs last
+4.3%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.

Bull case
  • Cincinnati Financial Corporation operates in a competitive insurance market, leveraging its strong financial position and diversified portfolio to capture growth opportunities.
  • The company reported a revenue growth of 31.6% year-over-year, indicating strong demand for its insurance products.
  • Cincinnati Financial's net income for 2025 was $2.393 billion, reflecting a consistent upward trend in profitability.
Bear case
  • The insurance industry is facing regulatory challenges that could impact profitability and operational flexibility for companies like Cincinnati Financial.
  • Cincinnati Financial's revenue decreased by 7% compared to the prior quarter, signaling potential volatility in its earnings.
  • The company's current score indicates a neutral signal with a score of -3.00, reflecting mixed market sentiment.

Fundamentals

Market cap$25.36BEnterprise value$24.35BTrailing P/E7.80Forward P/E18.24
PEG2.19Price / book1.52Beta0.53Dividend yield2.28%
Revenue growth31.6%Earnings growth85.5%Gross margin31.1%Operating margin37.2%
Profit margin23.8%ROE21.5%ROA6.4%Debt / equity0.05
Current ratio1.15Free cash flow$2.98BAnalyst recommendationbuyMean target$191.00
52w high$194.8152w low$150.00

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue—$2.9B$3.1B$3.7B$3.2B$2.6B
Op margin——————
Net income—$274M$676M$1.1B$685M-$90.0M
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -7% vs prior quarter ($2.9B vs $3.1B).

Yearly (6y)

2025202420232022
Revenue$12.6B$11.3B$10.0B$6.6B
Op margin————
Net income$2.4B$2.3B$1.8B-$487M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CINF · daily+5.3% over 260 sessions
Close EMA21 EMA50 EMA200
147.76160.08172.41184.73197.052025-092025-112026-012026-042026-062026-082026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$90M$864M$1.8B$2.8B$3.7B0%5%10%2025-Q12025-Q22025-Q32025-Q42026-Q1