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Citizens, Inc.

CIA

Last
$3.47
Day
-1.7%
1y
-35.7%
5y
-44.0%
52w
-46.0%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0525d
EMA 21
3.59
EMA 50
3.90
EMA 200
4.68
20d high
-5.4%
5y high
-49.5%
5y range
35th
Website · 243 employees · United States

Positions held

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Score
-12
Hold
avoid
Signal
Sell
Target
$3.81
Stop
$3.30
Stop distance
4.9%
Target vs last
+9.8%

Fundamentals

Market cap$178.77MEnterprise value$163.36MTrailing P/E16.05Forward P/E17.65
PEG1.21Price / book0.76Beta0.47Dividend yield0.00%
Revenue growth-7.2%Earnings growth—Gross margin26.9%Operating margin-0.9%
Profit margin4.5%ROE5.0%ROA0.5%Debt / equity—
Current ratio0.64Free cash flow$9.61MAnalyst recommendationnoneMean target$5.25
52w high$6.5452w low$3.38

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$60.4M$59.7M$72.1M$62.8M$65.1M
Op margin—————
Net income-$0.4M$2.3M$7.3M$2.4M$6.5M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +1% vs prior quarter ($60M vs $60M).

Yearly (6y)

20252024202320222021
Revenue$256M$245M$241M$233M—
Op margin—————
Net income$14.6M$14.9M$24.4M$26.0M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CIA · daily-4.9% over 13 sessions
Close EMA21 EMA50 EMA200
3.363.463.553.653.752026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$0M$18M$36M$54M$72M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2