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Cullen/Frost Bankers, Inc.

CFR

Last
$149.03
Day
-2.2%
1y
+19.2%
5y
+25.3%
52w
-10.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2918d
EMA 21
155.75
EMA 50
157.77
EMA 200
148.71
20d high
-7.9%
5y high
-10.8%
5y range
79th
Website · 6,008 employees · United States

Positions held

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Score
-16
Hold
avoid
Signal
Strong Sell
Target
$158.24
Stop
$147.46
Stop distance
1.1%
Target vs last
+6.2%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Cullen/Frost Bankers, Inc. operates in a competitive regional banking sector, focusing on customer service and community engagement, which enhances client loyalty and retention.
  • In Q2 2026, the company reported a revenue of $576.009 million, showing a 0% change compared to the previous quarter.
  • Cullen/Frost's net income for Q2 2026 was $172.059 million, reflecting consistent profitability.
Bear case
  • The stock has a strong sell signal, indicating potential challenges in market performance and investor sentiment.
  • Cullen/Frost's trailing P/E ratio stands at 14.46, which may suggest overvaluation compared to industry peers.
  • The company's revenue growth rate is 6.1%, which is modest in a competitive financial landscape.

Fundamentals

Market cap$9.47BEnterprise value$8.53BTrailing P/E14.21Forward P/E12.72
PEG2.77Price / book2.11Beta0.55Dividend yield2.70%
Revenue growth6.1%Earnings growth12.8%Gross margin0.0%Operating margin37.2%
Profit margin30.2%ROE15.5%ROA1.3%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$173.36
52w high$170.8052w low$119.00

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$576M$575M$581M$567M$547M
Op margin—————
Net income$172M$171M$166M$174M$157M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +0% vs prior quarter ($576M vs $575M).

Yearly (6y)

20252024202320222021
Revenue$2.2B$2.1B$2.0B$1.7B—
Op margin—————
Net income$649M$583M$598M$579M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CFR · daily-2.4% over 13 sessions
Close EMA21 EMA50 EMA200
144.86148.70152.54156.38160.222026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$145M$291M$436M$581M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2