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Commerce Bancshares, Inc.

CBSH

Last
$54.39
Day
-0.4%
1y
-6.7%
5y
-23.0%
52w
-10.4%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2010d
EMA 21
55.79
EMA 50
56.70
EMA 200
55.90
20d high
-7.6%
5y high
-28.5%
5y range
35th
Website · 4,976 employees · United States

Positions held

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Score
-21
Hold
avoid
Signal
Strong Sell
Target
$56.42
Stop
$53.10
Stop distance
2.4%
Target vs last
+3.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Commerce Bancshares has a strong profit margin of 31.64%, indicating effective cost management and operational efficiency in the competitive regional banking sector.
  • In Q2 2026, Commerce Bancshares reported a revenue increase of 5% compared to the previous quarter, reaching $511.743 million.
  • The company has shown consistent revenue growth, with a total revenue of $1.767 billion in 2025, up from $1.663 billion in 2024.
Bear case
  • The stock has a 'Strong Sell' signal with a score of -21.00, reflecting negative market sentiment and potential challenges ahead.
  • The company's trailing P/E ratio of 13.43 suggests it may be overvalued compared to industry peers, which could deter investors.
  • Quarterly trends show a decline in net income from $159.79 million in Q2 2026 to $141.623 million in Q1 2026, indicating potential profitability issues.

Fundamentals

Market cap$7.83BEnterprise value$6.17BTrailing P/E13.38Forward P/E11.88
PEG2.06Price / book1.81Beta0.59Dividend yield2.01%
Revenue growth14.2%Earnings growth1.2%Gross margin0.0%Operating margin45.1%
Profit margin31.6%ROE14.7%ROA1.7%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$65.56
52w high$60.9252w low$46.99

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$512M$487M$452M$449M$446M
Op margin—————
Net income$160M$142M$141M$142M$152M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +5% vs prior quarter ($512M vs $487M).

Yearly (6y)

20252024202320222021
Revenue$1.8B$1.7B$1.6B$1.5B—
Op margin—————
Net income$566M$526M$477M$488M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

CBSH · daily-1.9% over 13 sessions
Close EMA21 EMA50 EMA200
53.3254.2555.1856.1157.042026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$128M$256M$384M$512M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2