The Baldwin Insurance Group, In
BWIN
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- The Baldwin Insurance Group is positioned to capitalize on the growing demand for insurance services as the industry continues to expand.
- Revenue increased by 30.1% year-over-year, indicating strong growth potential.
- Operating margin expanded to 0.8% in the latest quarter, showing improvement in operational efficiency.
- The company has a high debt-to-equity ratio of 180.47, which may pose financial risks.
- Net income was negative at -38.995 million in the latest quarter, reflecting ongoing profitability challenges.
- Gross margin decreased to 31.1% from 33.7% in the prior quarter, indicating potential issues with cost management.
Fundamentals
| Market cap | $4.48B | Enterprise value | $6.00B | Trailing P/E | — | Forward P/E | 12.85 |
| PEG | — | Price / book | 3.47 | Beta | 1.00 | Dividend yield | 0.00% |
| Revenue growth | 30.1% | Earnings growth | — | Gross margin | 31.3% | Operating margin | 2.0% |
| Profit margin | -4.7% | ROE | -10.7% | ROA | -0.9% | Debt / equity | 1.80 |
| Current ratio | 1.07 | Free cash flow | $254.50M | Analyst recommendation | hold | Mean target | $32.92 |
| 52w high | $32.71 | 52w low | $15.88 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $488M | $528M | $343M | $363M | $374M | — |
| Op margin | 0.8% | -18.8% | -4.6% | 1.4% | 6.9% | — |
| Net income | -$39.0M | $2.3M | -$25.9M | -$18.7M | -$3.2M | — |
| Gross margin | 31.1% | 33.7% | 26.5% | 24.9% | 28.1% | — |
| Gross profit | $152M | $178M | $90.7M | $90.5M | $105M | — |
| Operating income | $4.0M | -$99.3M | -$15.7M | $5.2M | $26.0M | — |
- Revenue -8% vs prior quarter ($488M vs $528M).
- Gross margin 31.1% (was 33.7% prior quarter).
- Operating margin expanded to 0.8%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $1.5B | $1.4B | $1.2B | $969M | — |
| Op margin | 5.3% | 4.0% | 1.5% | 0.1% | — |
| Net income | -$33.8M | -$24.5M | -$90.1M | -$41.8M | — |
| Gross margin | 29.0% | 25.0% | 24.5% | 25.8% | — |
| Gross profit | $431M | $344M | $296M | $250M | — |
| Operating income | $79.5M | $55.7M | $18.5M | $1.2M | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-02 · 3 Value Stocks We’re Skeptical Of
2026-10-02 · UBS Downgrades Baldwin Insurance Group to Neutral From Buy, Adjusts PT to $32.50 From $37
2026-10-01 · Exxon Mobil downgraded, BP upgraded: Wall Street's top analyst calls
2026-10-01 · JPMorgan Downgrades Baldwin Insurance Group to Neutral From Overweight, Adjusts PT to $32 From $30
2026-09-30 · MSI Brings Embedded Insurance and Compliance to Manufactured Housing Communities
2026-09-30 · Kanguro Insurance Partners with MSI to Automate Insurance Compliance for Multifamily Communities
2026-09-28 · Baldwin (BWIN) Agrees to a $7.7 Billion Buyout. How Much Upside Remains for Shareholders?
2026-09-24 · Juniper Re Licenses KatRisk Severe Convective Storm and Wildfire Models
2026-09-24 · Baldwin Insurance Group (BWIN): Buy, Sell, or Hold Post Q2 Earnings?
2026-09-23 · Raymond James Downgrades Baldwin Insurance to Underperform From Strong Buy
2026-09-21 · 1 Unpopular Stock That Should Get More Attention and 2 We Question
2026-09-20 · Baldwin Insurance Group (BWIN) Agrees Majority Take Private Deal Worth $4.6 Billion
Price (daily)
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