BILL Holdings, Inc.
BILL
Last
$44.83
Day
-0.3%
1y
-11.9%
5y
-82.8%
52w
-21.4%
SPY YTD
+13.3%
XLK
+37.1%
Earnings
2026-11-0525d
EMA 21
45.18
EMA 50
45.47
EMA 200
44.49
20d high
-10.6%
5y high
-87.1%
5y range
4th
Positions held
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Add it to see shares, cost, and P&L here.
Score
3
Hold
watch
Signal
Neutral
Target
$47.83
Stop
$42.61
Stop distance
5.0%
Target vs last
+6.7%
Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
Bull case
- BILL Holdings, Inc. operates in the growing software application industry, which is expected to see increased demand as businesses continue to digitize their operations.
- Revenue increased by 7% compared to the prior quarter, reaching $436 million.
- Gross margin improved to 81.7%, up from 81.6% in the previous quarter.
Bear case
- The company's financial performance has been inconsistent, with a negative net income of $18.476 million in the latest quarter.
- Operating margin remains low at 9.7%, indicating challenges in profitability despite revenue growth.
- The overall score indicates a 'Strong Sell' signal with a score of -16.00, reflecting bearish market sentiment.
Fundamentals
| Market cap | $3.84B | Enterprise value | $3.80B | Trailing P/E | — | Forward P/E | 10.38 |
| PEG | 0.43 | Price / book | 1.17 | Beta | 1.14 | Dividend yield | 0.00% |
| Revenue growth | 13.8% | Earnings growth | — | Gross margin | 83.9% | Operating margin | 9.7% |
| Profit margin | -0.7% | ROE | -0.3% | ROA | 0.1% | Debt / equity | 0.54 |
| Current ratio | 1.51 | Free cash flow | $222.84M | Analyst recommendation | buy | Mean target | $57.20 |
| 52w high | $57.21 | 52w low | $31.41 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $436M | $407M | $415M | $396M | $383M | — |
| Op margin | 9.7% | 1.1% | -4.3% | -3.0% | -5.8% | — |
| Net income | -$18.5M | $12.8M | -$2.6M | -$3.0M | -$7.1M | — |
| Gross margin | 81.7% | 81.6% | 79.8% | 80.5% | 80.8% | — |
| Gross profit | $356M | $332M | $331M | $319M | $310M | — |
| Operating income | $42.3M | $4.6M | -$17.7M | -$11.8M | -$22.2M | — |
- Revenue +7% vs prior quarter ($436M vs $407M).
- Gross margin 81.7% (was 81.6% prior quarter).
- Operating margin expanded to 9.7%.
Yearly (6y)
| 2026 | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| Revenue | $1.7B | $1.5B | $1.3B | $1.1B | — |
| Op margin | 1.1% | -5.5% | -11.4% | -27.9% | — |
| Net income | -$11.2M | $23.8M | -$28.9M | -$224M | — |
| Gross margin | 80.9% | 81.4% | 81.8% | 81.7% | — |
| Gross profit | $1.3B | $1.2B | $1.1B | $864M | — |
| Operating income | $17.4M | -$80.6M | -$147M | -$296M | — |
Headline scan
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
No headlines.
Price (daily)
Full chart · RSI · MACD · patternsBILL · daily-4.4% over 14 sessions
Close EMA21 EMA50 EMA200
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin