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Banc of California, Inc.

BANC

Last
$17.30
Day
-0.3%
1y
-1.4%
5y
-11.5%
52w
-20.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2717d
EMA 21
17.79
EMA 50
18.40
EMA 200
18.62
20d high
-7.6%
5y high
-21.5%
5y range
62th
Website · 1,904 employees · United States

Positions held

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Score
-24
Hold
avoid
Signal
Strong Sell
Target
$18.11
Stop
$16.72
Stop distance
3.4%
Target vs last
+4.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Banc of California is positioned in a competitive regional banking sector with a focus on growth strategies aimed at increasing market share.
  • The company's forward P/E ratio is 8.15, indicating potential undervaluation compared to industry peers.
  • Banc of California has a target mean price of $21.83, suggesting an upside from current levels.
Bear case
  • The bank reported a significant revenue decline of 97% in the latest quarter, dropping to $9.5 million from $283 million in the prior quarter.
  • Banc of California's net income for 2023 was a loss of $1.9 billion, highlighting ongoing financial struggles.
  • The stock has a strong sell signal with a score of -24.00, indicating bearish trends and negative momentum.

Fundamentals

Market cap$2.75BEnterprise value$3.60BTrailing P/E—Forward P/E8.14
PEG1.12Price / book0.94Beta1.21Dividend yield2.77%
Revenue growth—Earnings growth—Gross margin0.0%Operating margin2.2%
Profit margin-3.2%ROE-0.7%ROA-0.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$21.83
52w high$21.9352w low$15.33

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$9.5M$283M$288M$283M$268M—
Op margin——————
Net income-$241M$72.0M$77.4M$69.6M$28.4M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -97% vs prior quarter ($9.5M vs $283M).

Yearly (6y)

20252024202320222021
Revenue$1.1B$986M$278M$1.3B—
Op margin—————
Net income$229M$127M-$1.9B$424M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

BANC · daily-5.1% over 14 sessions
Close EMA21 EMA50 EMA200
16.7617.2217.6918.1518.612026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$241M-$109M$24M$156M$288M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2