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Axos Financial, Inc.

AX

Last
$88.44
Day
-0.0%
1y
+6.1%
5y
+65.1%
52w
-16.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2919d
EMA 21
89.80
EMA 50
92.37
EMA 200
91.05
20d high
-6.4%
5y high
-16.3%
5y range
77th
Website · 2,191 employees · United States

Positions held

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Score
1
Hold
watch
Signal
Neutral
Target
$92.33
Stop
$85.24
Stop distance
3.6%
Target vs last
+4.4%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Axos Financial operates in a competitive regional banking sector with a strong focus on digital banking, positioning itself well against traditional banks.
  • The company's revenue growth is at 18.1%, indicating a robust demand for its services.
  • In the most recent quarter, Axos reported a net income of $124.946 million, showing a consistent performance compared to previous quarters.
Bear case
  • The regional banking industry faces regulatory challenges that could impact profitability and growth.
  • Axos experienced a revenue decline of 3% in the last quarter compared to the prior quarter, signaling potential headwinds.
  • The company's trailing P/E ratio is 10.50, which may indicate that the stock is undervalued, but also reflects market skepticism about future growth.

Fundamentals

Market cap$5.03BEnterprise value$5.27BTrailing P/E10.43Forward P/E8.20
PEG0.95Price / book1.58Beta1.29Dividend yield0.00%
Revenue growth18.1%Earnings growth12.4%Gross margin0.0%Operating margin45.0%
Profit margin35.5%ROE16.8%ROA1.8%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationstrong_buyMean target$117.71
52w high$105.7452w low$74.89

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$375M$388M$381M$319M$317M—
Op margin——————
Net income$125M$125M$128M$112M$111M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -3% vs prior quarter ($375M vs $388M).

Yearly (6y)

2026202520242023
Revenue$1.5B$1.2B$1.1B$890M
Op margin————
Net income$490M$433M$450M$307M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

AX · daily-2.4% over 14 sessions
Close EMA21 EMA50 EMA200
83.6385.8588.0790.2992.512026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$97M$194M$291M$388M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2